Atlanticus Holdings Corp
General ticker "ATLC" information:
- Sector: Financials
- Industry: Consumer Finance
- Capitalization: $877.6M
Atlanticus Holdings Corp follows the US Stock Market performance with the rate: 53.8%.
Estimated limits based on current volatility of 2.3%: low 55.93$, high 58.60$
Factors to consider:
- Current price 41.9% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [22.17$, 40.51$]
- 2024-12-30 to 2025-12-30 estimated range: [24.26$, 43.79$]
Financial Metrics affecting the ATLC estimates:
- Positive: Non-GAAP EPS, $ of 4.19 > 2.29
- Positive: Operating cash flow per share per price, % of 95.09 > 12.76
- Positive: Operating profit margin, % of 27.57 > 19.51
- Negative: Interest expense per share, $ of 7.54 > 0.74
- Negative: Investing cash flow per share, $ of -46.35 <= -3.48
- Positive: 2.86 < Return on assets ratio (scaled to [-100,100]) of 3.63
Short-term ATLC quotes
Long-term ATLC plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $399.80MM | $469.84MM | $466.30MM |
| Operating Expenses | $180.11MM | $320.57MM | $337.74MM |
| Operating Income | $219.69MM | $149.27MM | $128.56MM |
| Non-Operating Income | $-0.11MM | $0.00MM | $0.00MM |
| Interest Expense | $54.13MM | $81.85MM | $109.34MM |
| R&D Expense | $0.00MM | $0.00MM | $0.00MM |
| Income(Loss) | $219.57MM | $149.27MM | $128.56MM |
| Taxes | $41.78MM | $14.66MM | $26.60MM |
| Profit(Loss) | $177.79MM | $134.61MM | $101.95MM |
| Stockholders Equity | $288.00MM | $326.41MM | $394.68MM |
| Assets | $1,943.86MM | $2,387.81MM | $2,706.45MM |
| Operating Cash Flow | $212.37MM | $346.13MM | $459.32MM |
| Capital expenditure | $7.09MM | $4.85MM | $3.99MM |
| Investing Cash Flow | $-475.02MM | $-680.78MM | $-672.20MM |
| Financing Cash Flow | $510.33MM | $261.25MM | $163.34MM |
| Earnings Per Share* | $10.32 | $7.55 | $5.52 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.