Penns Woods Bancorp, Inc.
General ticker "PWOD" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $245.1M
Penns Woods Bancorp, Inc. follows the US Stock Market performance with the rate: 54.1%.
Estimated limits based on current volatility of 3.1%: low 29.91$, high 31.83$
Factors to consider:
- Company pays dividends: last record date 2024-12-10, amount 0.32$ (Y4.19%)
- Company does not operate outside North America (retrieved using AI)
- Current price 12.1% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [19.11$, 27.25$]
- 2024-12-30 to 2025-12-30 estimated range: [21.47$, 29.97$]
Financial Metrics affecting the PWOD estimates:
- Negative: Operating profit margin, % of 0 <= 1.03
- Positive: Non-GAAP EPS, $ of 2.32 > 2.29
- Positive: Industry operating profit margin (median), % of 35.48 > 11.86
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.75
Short-term PWOD quotes
Long-term PWOD plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $61.39MM | $73.64MM | $63.34MM |
| Operating Expenses | $41.56MM | $58.41MM | $63.34MM |
| Operating Income | $19.83MM | $15.23MM | $0.00MM |
| Non-Operating Income | $0.01MM | $6.35MM | $20.32MM |
| Interest Expense | $8.70MM | $7.15MM | $36.63MM |
| Income(Loss) | $19.84MM | $21.59MM | $20.32MM |
| Taxes | $3.79MM | $4.16MM | $3.71MM |
| Profit(Loss) | $16.05MM | $17.42MM | $16.61MM |
| Stockholders Equity | $172.27MM | $167.66MM | $191.56MM |
| Inventory | $271.95MM | $49.81MM | $0.00MM |
| Assets | $1,940.81MM | $2,000.08MM | $2,204.81MM |
| Operating Cash Flow | $17.92MM | $23.89MM | $18.82MM |
| Capital expenditure | $1.14MM | $0.38MM | $0.81MM |
| Investing Cash Flow | $-55.98MM | $-297.65MM | $-197.00MM |
| Financing Cash Flow | $88.56MM | $50.23MM | $175.30MM |
| Earnings Per Share* | $2.27 | $2.47 | $2.34 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.