Hanmi Financial Corporation
General ticker "HAFC" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $718.4M (TTM average)
Hanmi Financial Corporation follows the US Stock Market performance with the rate: 62.5%.
Estimated limits based on current volatility of 0.8%: low 28.05$, high 28.50$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-04, amount 0.27$ (Y3.83%)
- Total employees count: 597 (-2.9%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Regulatory and compliance, Cybersecurity threats, Third-party risks
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [21.57$, 29.76$]
- 2025-12-31 to 2026-12-31 estimated range: [21.43$, 30.18$]
Financial Metrics affecting the HAFC estimates:
- Positive: with PPE of 11.5 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 20.63 > 18.64
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 0.80
- Positive: 6.82 < Operating cash flow per share per price, % of 7.62
- Negative: -0.75 < Inventory ratio change, % of 0
- Negative: Shareholder equity ratio, % of 9.54 <= 18.93
- Positive: Industry operating profit margin (median), % of 19.98 > 9.92
Short-term HAFC quotes
Long-term HAFC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $308.01MM | $397.56MM | $429.51MM |
| Operating Expenses | $167.29MM | $282.98MM | $340.90MM |
| Operating Income | $140.73MM | $114.58MM | $88.61MM |
| Interest Expense | $36.17MM | $148.06MM | $196.01MM |
| Income(Loss) | $140.73MM | $114.58MM | $88.61MM |
| Taxes | $39.33MM | $34.54MM | $26.40MM |
| Profit(Loss)* | $101.39MM | $80.04MM | $62.20MM |
| Stockholders Equity | $637.51MM | $701.89MM | $732.17MM |
| Assets | $7,378.26MM | $7,570.34MM | $7,677.93MM |
| Operating Cash Flow | $147.31MM | $107.80MM | $53.95MM |
| Capital expenditure | $1.93MM | $2.42MM | $2.62MM |
| Investing Cash Flow | $-881.51MM | $-209.99MM | $-107.47MM |
| Financing Cash Flow | $477.65MM | $52.10MM | $56.00MM |
| Earnings Per Share** | $3.35 | $2.64 | $2.07 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.