Hanmi Financial Corp
General ticker "HAFC" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $770.9M
Hanmi Financial Corp follows the US Stock Market performance with the rate: 55.5%.
Estimated limits based on current volatility of 2.6%: low 23.54$, high 24.86$
Factors to consider:
- Company pays dividends: last record date 2024-11-04, amount 0.25$ (Y4.23%)
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [14.57$, 22.14$]
- 2024-12-30 to 2025-12-30 estimated range: [18.70$, 26.90$]
Financial Metrics affecting the HAFC estimates:
- Positive: Operating profit margin, % of 49.72 > 19.51
- Positive: Operating cash flow per share per price, % of 19.39 > 12.76
- Positive: Non-GAAP EPS, $ of 2.62 > 2.29
- Negative: Interest expense per share, $ of 4.89 > 0.74
- Positive: Industry earnings per price (median), % of 10.19 > 5.96
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 1.05
Short-term HAFC quotes
Long-term HAFC plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $235.55MM | $271.85MM | $249.16MM |
| Operating Expenses | $100.05MM | $110.01MM | $233.79MM |
| Operating Income | $135.49MM | $161.84MM | $15.37MM |
| Non-Operating Income | $0.00MM | $-21.11MM | $99.21MM |
| Interest Expense | $21.62MM | $36.17MM | $148.06MM |
| Income(Loss) | $135.49MM | $140.73MM | $114.58MM |
| Taxes | $36.82MM | $39.33MM | $34.54MM |
| Profit(Loss) | $98.68MM | $101.39MM | $80.04MM |
| Stockholders Equity | $643.42MM | $637.51MM | $701.89MM |
| Inventory | $665.68MM | $423.33MM | $0.00MM |
| Assets | $6,858.59MM | $7,378.26MM | $7,570.34MM |
| Operating Cash Flow | $93.73MM | $147.31MM | $107.80MM |
| Capital expenditure | $2.72MM | $1.93MM | $2.42MM |
| Investing Cash Flow | $-447.04MM | $-881.51MM | $-209.99MM |
| Financing Cash Flow | $570.43MM | $477.65MM | $52.10MM |
| Earnings Per Share* | $3.22 | $3.33 | $2.63 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.