Provident Bancorp Inc (Maryland)
General ticker "PVBC" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $194.8M
Provident Bancorp Inc (Maryland) follows the US Stock Market performance with the rate: 40.6%.
Estimated limits based on current volatility of 2.1%: low 11.41$, high 11.89$
Factors to consider:
- Company does not operate outside US (retrieved using AI)
- Current price 11.7% above estimated high
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [5.70$, 10.20$]
- 2024-12-30 to 2025-12-30 estimated range: [7.62$, 12.49$]
Financial Metrics affecting the PVBC estimates:
- Negative: Operating profit margin, % of 0 <= 1.03
- Positive: 0.10 < Non-GAAP EPS, $ of 0.67
- Positive: Inventory ratio change, % of -94.06 <= -1.03
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.65
- Positive: Industry operating cash flow per share per price (median), % of 12.49 > 10.07
- Positive: Investing cash flow per share, $ of 6.31 > -0.12
- Positive: Industry earnings per price (median), % of 10.19 > 5.96
Short-term PVBC quotes
Long-term PVBC plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $66.60MM | $83.48MM | $64.08MM |
| Operating Expenses | $44.51MM | $114.31MM | $64.08MM |
| Operating Income | $22.09MM | $-30.84MM | $0.00MM |
| Non-Operating Income | $0.00MM | $3.58MM | $14.78MM |
| Interest Expense | $3.37MM | $4.30MM | $32.13MM |
| Income(Loss) | $22.09MM | $-27.26MM | $14.78MM |
| Taxes | $5.95MM | $-5.79MM | $3.82MM |
| Profit(Loss) | $16.14MM | $-21.47MM | $10.95MM |
| Stockholders Equity | $233.78MM | $207.54MM | $221.90MM |
| Inventory | $158.82MM | $1,322.77MM | $0.00MM |
| Assets | $1,729.28MM | $1,636.38MM | $1,670.31MM |
| Operating Cash Flow | $24.31MM | $21.91MM | $5.55MM |
| Capital expenditure | $0.41MM | $0.26MM | $0.34MM |
| Investing Cash Flow | $-155.72MM | $-22.34MM | $104.73MM |
| Financing Cash Flow | $200.70MM | $-72.05MM | $29.42MM |
| Earnings Per Share* | $0.96 | $-1.30 | $0.66 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.