Arrow Financial Corporation
General ticker "AROW" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $457.0M (TTM average)
Arrow Financial Corporation follows the US Stock Market performance with the rate: 56.4%.
Estimated limits based on current volatility of 2.0%: low 30.23$, high 31.45$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-11-12, amount 0.29$ (Y3.75%)
- Total employees count: 554 (+3.2%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Inflationary pressures, Liquidity and credit risks, Cybersecurity threats, Health emergencies
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [26.48$, 35.10$]
- 2025-12-31 to 2026-12-31 estimated range: [24.94$, 34.02$]
Financial Metrics affecting the AROW estimates:
- Positive: with PPE of 14.6 at the end of fiscal year the price was neutral
- Positive: 7.86 < Operating profit margin, % of 16.75
- Negative: Shareholder equity ratio, % of 9.31 <= 18.93
- Positive: 6.82 < Operating cash flow per share per price, % of 7.16
- Negative: Investing cash flow per share per price, % of -18.47 <= -14.38
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
- Positive: Industry earnings per price (median), % of 6.49 > 4.43
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 0.69
- Positive: Inventory ratio change, % of 0 <= 0
Short-term AROW quotes
Long-term AROW plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $160.55MM | $191.68MM | $223.07MM |
| Operating Expenses | $97.64MM | $154.16MM | $185.71MM |
| Operating Income | $62.91MM | $37.52MM | $37.36MM |
| Interest Expense | $11.31MM | $57.73MM | $83.26MM |
| Income(Loss) | $62.91MM | $37.52MM | $37.36MM |
| Taxes | $14.11MM | $7.45MM | $7.65MM |
| Profit(Loss)* | $48.80MM | $30.07MM | $29.71MM |
| Stockholders Equity | $353.54MM | $379.77MM | $400.90MM |
| Assets | $3,969.51MM | $4,169.87MM | $4,306.35MM |
| Operating Cash Flow | $59.71MM | $20.58MM | $34.47MM |
| Capital expenditure | $14.25MM | $7.08MM | $5.60MM |
| Investing Cash Flow | $-393.06MM | $-82.65MM | $-88.95MM |
| Financing Cash Flow | $-59.69MM | $139.95MM | $66.49MM |
| Earnings Per Share** | $2.87 | $1.77 | $1.77 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.