First Bancorp
General ticker "FBNC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.9B (TTM average)
First Bancorp follows the US Stock Market performance with the rate: 70.7%.
Estimated limits based on current volatility of 1.8%: low 56.42$, high 58.54$
Factors to consider:
- Earnings expected soon, date: 2026-02-04 bmo
- Company pays dividends (quarterly): last record date 2025-12-31, amount 0.23$ (Y1.59%)
- Total employees count: 1371 (-3.5%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Security breaches, Market competition, Vendor dependency, New product risks, Accounting changes
- Current price 14.9% above estimated high
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [36.85$, 49.17$]
- 2025-12-31 to 2026-12-31 estimated range: [37.31$, 50.42$]
Financial Metrics affecting the FBNC estimates:
- Negative: with PPE of 16.0 at the end of fiscal year the price was high
- Positive: 6.66 < Operating cash flow per share per price, % of 9.60
- Positive: Operating profit margin, % of 18.48 > 18.34
- Positive: -3.56 < Return on assets ratio (scaled to [-100,100]) of 0.62
- Negative: Shareholder equity ratio, % of 11.90 <= 19.41
- Positive: Investing cash flow per share per price, % of 9.32 > -0.63
- Positive: Industry operating profit margin (median), % of 21.25 > 9.53
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry earnings per price (median), % of 6.49 > 4.47
Short-term FBNC quotes
Long-term FBNC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 |
|---|---|---|
| Operating Revenue | $541.11MM | $530.81MM |
| Operating Expenses | $409.15MM | $432.69MM |
| Operating Income | $131.96MM | $98.12MM |
| Interest Expense | $142.10MM | $186.97MM |
| Income(Loss) | $131.96MM | $98.12MM |
| Taxes | $27.82MM | $21.90MM |
| Profit(Loss)* | $104.13MM | $76.22MM |
| Stockholders Equity | $1,372.38MM | $1,445.61MM |
| Assets | $12,114.94MM | $12,147.69MM |
| Operating Cash Flow | $131.40MM | $174.78MM |
| Capital expenditure | $4.42MM | $2.66MM |
| Investing Cash Flow | $-191.37MM | $169.67MM |
| Financing Cash Flow | $27.51MM | $-74.80MM |
| Earnings Per Share** | $2.56 | $1.86 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.