Live Oak Bancshares Inc
General ticker "LOB" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $2.0B
Live Oak Bancshares Inc follows the US Stock Market performance with the rate: 44.3%.
Estimated limits based on current volatility of 2.9%: low 38.22$, high 40.54$
Factors to consider:
- Company pays dividends: last record date 2024-12-02, amount 0.03$ (Y0.31%)
- Price in estimated range
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [29.44$, 46.96$]
- 2024-12-30 to 2025-12-30 estimated range: [34.65$, 53.33$]
Financial Metrics affecting the LOB estimates:
- Positive: Operating cash flow per share per price, % of 35.99 > 12.76
- Positive: 0.93 < Non-GAAP EPS, $ of 1.64
- Positive: Operating profit margin, % of 86.59 > 19.51
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.65
- Negative: -1.03 < Inventory ratio change, % of 0
Short-term LOB quotes
Long-term LOB plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $441.99MM | $391.86MM | $119.49MM |
| Operating Expenses | $231.20MM | $64.56MM | $16.02MM |
| Operating Income | $210.79MM | $327.30MM | $103.47MM |
| Non-Operating Income | $0.00MM | $-116.97MM | $-20.64MM |
| Interest Expense | $64.43MM | $116.97MM | $342.97MM |
| Income(Loss) | $210.79MM | $210.32MM | $82.83MM |
| Taxes | $43.79MM | $34.12MM | $8.93MM |
| Profit(Loss) | $167.00MM | $176.21MM | $73.90MM |
| Stockholders Equity | $715.13MM | $811.03MM | $902.67MM |
| Assets | $8,213.39MM | $9,855.50MM | $11,271.42MM |
| Operating Cash Flow | $-119.72MM | $124.48MM | $620.07MM |
| Capital expenditure | $3.08MM | $43.75MM | $46.84MM |
| Investing Cash Flow | $-149.80MM | $-1,442.34MM | $-1,774.92MM |
| Financing Cash Flow | $154.95MM | $1,530.74MM | $1,320.76MM |
| Earnings Per Share* | $3.87 | $4.33 | $1.67 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.