Live Oak Bancshares, Inc.

General ticker "LOB" information:

  • Sector: Financials
  • Industry: Banks
  • Capitalization: $1.7B (TTM average)

Live Oak Bancshares, Inc. follows the US Stock Market performance with the rate: 40.8%.

Estimated limits based on current volatility of 2.2%: low 25.72$, high 26.89$

Factors to consider:

  • Company pays dividends (quarterly): last record date 2025-02-25, amount 0.03$ (Y0.44%)
  • Current price 16.0% below estimated low
  • Earnings for 3 months up through Q1 are below our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2024-12-31 to 2026-12-31

  • 2024-12-31 to 2025-12-31 estimated range: [32.35$, 48.92$]
  • 2025-12-31 to 2026-12-31 estimated range: [25.89$, 40.89$]

Financial Metrics affecting the LOB estimates:

  • Positive: Operating cash flow per share per price, % of 27.06 > 12.73
  • Positive: 0.87 < Non-GAAP EPS, $ of 1.45
  • Positive: -1.21 < Return on assets ratio (scaled to [-100,100]) of 0.59
  • Negative: Shareholder equity ratio, % of 7.72 <= 22.52
  • Positive: Industry operating profit margin (median), % of 31.09 > 9.44
  • Negative: Interest expense per share, $ of 9.68 > 0.67

Similar symbols

Short-term LOB quotes

2025-03-282025-03-312025-04-012025-04-022025-04-032025-04-042025-04-072025-04-082025-04-092025-04-102025-04-112025-04-142025-04-152025-04-162025-04-172025-04-212025-04-222025-04-232025-04-242025-04-252025-04-282025-04-292025-04-302025-05-012025-05-022025-05-052025-05-062025-05-072025-05-082025-05-09232425262728
Price $

Long-term LOB plot with estimates

20253035404550Jul 2023Jan 2024Jul 2024Jan 2025Jul 2025Jan 2026Jul 2026Jan 202700.20.40.6
LOBS&P500FinancialsNon-GAAP EPS EstimateNon-GAAP EPS ActualPrice $Non-GAAP EPS $

Financial data

YTD 2022-12-31 2023-12-31 2024-12-31
Operating Revenue $391.86MM $119.49MM $812.37MM
Operating Expenses $64.56MM $16.02MM $11.15MM
Operating Income $327.30MM $103.47MM $801.22MM
Non-Operating Income $-116.97MM $-20.64MM $-711.99MM
Interest Expense $116.97MM $342.97MM $436.47MM
Income(Loss) $210.32MM $82.83MM $89.23MM
Taxes $34.12MM $8.93MM $11.82MM
Profit(Loss)* $176.21MM $73.90MM $77.47MM
Stockholders Equity $811.03MM $902.67MM $999.03MM
Assets $9,855.50MM $11,271.42MM $12,943.38MM
Operating Cash Flow $124.48MM $620.07MM $536.47MM
Capital expenditure $43.75MM $46.84MM $49.31MM
Investing Cash Flow $-1,442.34MM $-1,774.92MM $-2,079.10MM
Financing Cash Flow $1,530.74MM $1,320.76MM $1,568.89MM
Earnings Per Share** $4.22 $1.67 $1.72

* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.