UMB Financial Corporation

General ticker "UMBF" information:

  • Sector: Financials
  • Industry: Banks
  • Capitalization: $5.2B (TTM average)

UMB Financial Corporation follows the US Stock Market performance with the rate: 69.5%.

Estimated limits based on current volatility of 1.0%: low 106.67$, high 108.84$

Factors to consider:

  • Earnings expected soon, date: 2025-07-29 amc
  • Company pays dividends (quarterly): last record date 2025-06-10, amount 0.40$ (Y1.48%)
  • Price in estimated range
  • Earnings for 3 months up through Q1 exceed our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2024-12-31 to 2026-12-31

  • 2024-12-31 to 2025-12-31 estimated range: [94.16$, 126.45$]
  • 2025-12-31 to 2026-12-31 estimated range: [84.31$, 116.45$]

Financial Metrics affecting the UMBF estimates:

  • Positive: with PPE of 12.7 at the end of fiscal year price was neutral
  • Negative: Shareholder equity ratio, % of 6.88 <= 20.52
  • Positive: Operating profit margin, % of 20.53 > 18.54
  • Positive: -2.03 < Return on assets ratio (scaled to [-100,100]) of 0.87
  • Positive: Industry earnings per price (median), % of 7.50 > 5.48
  • Positive: 1.30 < Operating cash flow per share per price, % of 4.05
  • Negative: Interest expense per share per price, % of 21.04 > 3.04
  • Positive: 6.25 < Industry operating cash flow per share per price (median), % of 9.30
  • Positive: Inventory ratio change, % of 0 <= 0

Similar symbols

Short-term UMBF quotes

2025-06-122025-06-132025-06-162025-06-172025-06-182025-06-202025-06-232025-06-242025-06-252025-06-262025-06-272025-06-302025-07-012025-07-022025-07-032025-07-072025-07-082025-07-092025-07-102025-07-112025-07-142025-07-152025-07-162025-07-172025-07-182025-07-212025-07-222025-07-232025-07-242025-07-2598100102104106108110112
Price $

Long-term UMBF plot with estimates

60708090100110120130Jul 2023Jan 2024Jul 2024Jan 2025Jul 2025Jan 2026Jul 2026Jan 2027012
UMBFS&P500FinancialsNon-GAAP EPS EstimateNon-GAAP EPS ActualPrice $Non-GAAP EPS $

Financial data

YTD 2022-12-31 2023-12-31 2024-12-31
Operating Revenue $1,583.16MM $2,244.49MM $2,636.96MM
Operating Expenses $1,051.15MM $1,822.89MM $2,095.69MM
Operating Income $532.01MM $421.60MM $541.27MM
Interest Expense $223.72MM $918.59MM $1,170.12MM
Income(Loss) $532.01MM $421.60MM $541.27MM
Taxes $100.33MM $71.58MM $100.03MM
Profit(Loss)* $431.68MM $350.02MM $441.24MM
Stockholders Equity $2,667.09MM $3,100.42MM $3,466.54MM
Assets $38,512.46MM $44,011.67MM $50,409.66MM
Operating Cash Flow $769.55MM $472.60MM $225.29MM
Capital expenditure $51.72MM $26.91MM $24.21MM
Investing Cash Flow $-3,845.39MM $-1,273.27MM $-3,262.50MM
Financing Cash Flow $-4,580.86MM $4,771.05MM $5,957.65MM
Earnings Per Share** $8.93 $7.22 $9.05

* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.