Community Bank System, Inc.
General ticker "CBU" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $3.0B (TTM average)
Community Bank System, Inc. follows the US Stock Market performance with the rate: 67.0%.
Estimated limits based on current volatility of 1.6%: low 52.36$, high 54.21$
Factors to consider:
- Earnings expected soon, date: 2025-04-29 bmo
- Company pays dividends (quarterly): last record date 2025-03-14, amount 0.46$ (Y3.45%)
- Company does not operate outside US (retrieved using AI)
- Price in estimated range
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [52.65$, 69.53$]
- 2025-12-31 to 2026-12-31 estimated range: [46.64$, 63.75$]
Financial Metrics affecting the CBU estimates:
- Positive: Non-GAAP EPS, $ of 3.44 > 2.19
- Negative: Shareholder equity ratio, % of 10.76 <= 22.52
- Positive: Operating profit margin, % of 46.17 > 18.46
- Negative: Interest expense per share, $ of 3.69 > 0.67
- Positive: -1.21 < Return on assets ratio (scaled to [-100,100]) of 1.10
- Negative: -1.01 < Inventory ratio change, % of 0
Short-term CBU quotes
Long-term CBU plot with estimates
Financial data
YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
---|---|---|---|
Operating Revenue | $679.36MM | $640.67MM | $643.53MM |
Operating Expenses | $400.73MM | $413.59MM | $346.42MM |
Operating Income | $278.62MM | $227.08MM | $297.11MM |
Non-Operating Income | $-38.31MM | $-58.85MM | $-60.40MM |
Interest Expense | $23.10MM | $104.10MM | $194.41MM |
Income(Loss) | $240.31MM | $168.23MM | $236.71MM |
Taxes | $52.23MM | $36.31MM | $54.22MM |
Profit(Loss)* | $188.08MM | $132.37MM | $182.48MM |
Stockholders Equity | $1,551.70MM | $1,697.94MM | $1,762.84MM |
Inventory | $263.01MM | $0.00MM | $0.00MM |
Assets | $15,835.65MM | $15,555.75MM | $16,386.04MM |
Operating Cash Flow | $214.60MM | $228.42MM | $242.28MM |
Capital expenditure | $12.92MM | $18.59MM | $0.00MM |
Investing Cash Flow | $-2,138.99MM | $335.78MM | $-835.62MM |
Financing Cash Flow | $259.22MM | $-583.13MM | $599.38MM |
Earnings Per Share** | $3.49 | $2.47 | $3.46 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.