Community Bank System, Inc.

General ticker "CBU" information:

  • Sector: Financials
  • Industry: Banks
  • Capitalization: $3.5B

Community Bank System, Inc. follows the US Stock Market performance with the rate: 59.5%.

Estimated limits based on current volatility of 2.4%: low 61.15$, high 64.19$

Factors to consider:

  • Company pays dividends: last record date 2024-12-13, amount 0.46$ (Y2.94%)
  • Company does not operate outside US (retrieved using AI)
  • Current price 13.2% above estimated high
  • Earnings for 9 months up through Q3 exceed our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2023-12-31 to 2025-12-30

  • 2023-12-31 to 2024-12-30 estimated range: [39.13$, 55.34$]
  • 2024-12-30 to 2025-12-30 estimated range: [41.76$, 58.34$]

Financial Metrics affecting the CBU estimates:

  • Positive: Non-GAAP EPS, $ of 3.35 > 2.29
  • Positive: Operating profit margin, % of 35.44 > 19.51
  • Positive: Industry inventory ratio change (median), % of -32.20 <= -0.39
  • Negative: Return on assets ratio (scaled to [-100,100]) of 0.84 <= 2.86
  • Positive: 7.18 < Operating cash flow per share per price, % of 8.67
  • Positive: Industry earnings per price (median), % of 10.19 > 5.96

Similar symbols

Short-term CBU quotes

Long-term CBU plot with estimates

Financial data

YTD 2021-12-31 2022-12-31 2023-12-31
Operating Revenue $620.65MM $679.36MM $640.67MM
Operating Expenses $379.30MM $400.73MM $413.59MM
Operating Income $241.35MM $278.62MM $227.08MM
Non-Operating Income $0.00MM $-38.31MM $-58.85MM
Interest Expense $13.01MM $23.10MM $104.10MM
Income(Loss) $241.35MM $240.31MM $168.23MM
Taxes $51.65MM $52.23MM $36.31MM
Profit(Loss) $189.69MM $188.08MM $131.92MM
Stockholders Equity $2,100.81MM $1,551.70MM $1,697.94MM
Inventory $1,911.66MM $263.01MM $0.00MM
Assets $15,552.66MM $15,835.65MM $15,555.75MM
Operating Cash Flow $202.55MM $214.60MM $228.42MM
Capital expenditure $13.18MM $12.92MM $18.59MM
Investing Cash Flow $-1,530.78MM $-2,138.99MM $335.78MM
Financing Cash Flow $1,557.49MM $259.22MM $-583.13MM
Earnings Per Share* $3.51 $3.48 $2.45

* EPS are Split Adjusted, recent splits may be reflected with a delay.