Capital Bancorp, Inc.
General ticker "CBNK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $508.3M (TTM average)
Capital Bancorp, Inc. follows the US Stock Market performance with the rate: 4.4%.
Estimated limits based on current volatility of 1.5%: low 31.56$, high 32.50$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-11, amount 0.12$ (Y1.52%)
- Total employees count: 407 (+36.1%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Climate change and natural disasters, Customer defaults, Acquisition/divestiture risks
- Price in estimated range
- Earnings for 3 months up through Q1 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [22.69$, 32.32$]
- 2026-12-31 to 2027-12-31 estimated range: [21.19$, 30.70$]
Financial Metrics affecting the CBNK estimates:
- Positive: with PPE of 8.6 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 14.67 > 12.90
- Positive: Operating profit margin, % of 23.26 > 18.39
- Negative: Shareholder equity ratio, % of 11.14 <= 19.24
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 1.56
- Negative: -0.16 < Industry inventory ratio change (median), % of 0
- Positive: Industry earnings per price (median), % of 7.25 > 4.45
- Negative: -0.75 < Inventory ratio change, % of 0
Short-term CBNK quotes
Long-term CBNK plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $206.55MM | $242.28MM | $303.63MM |
| Operating Expenses | $160.32MM | $200.45MM | $233.02MM |
| Operating Income | $46.23MM | $41.83MM | $70.61MM |
| Non-Operating Income | $0.00MM | $0.00MM | $4.33MM |
| Interest Expense | $41.68MM | $58.55MM | $64.88MM |
| Income(Loss) | $46.23MM | $41.83MM | $74.94MM |
| Taxes | $10.35MM | $10.86MM | $17.77MM |
| Net Income(Loss)* | $35.87MM | $30.97MM | $57.17MM |
| Stockholders Equity | $254.86MM | $355.14MM | $401.76MM |
| Assets | $2,226.18MM | $3,206.91MM | $3,606.21MM |
| Operating Cash Flow | $47.42MM | $34.93MM | $69.72MM |
| Capital expenditure | $2.16MM | $2.16MM | $2.37MM |
| Investing Cash Flow | $-130.84MM | $-269.95MM | $-350.88MM |
| Financing Cash Flow | $56.97MM | $386.39MM | $331.39MM |
| Earnings Per Share** | $2.56 | $2.12 | $3.47 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.