Westamerica Bancorporation
General ticker "WABC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.3B (TTM average)
Westamerica Bancorporation follows the US Stock Market performance with the rate: 53.0%.
Estimated limits based on current volatility of 1.5%: low 57.95$, high 59.71$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-03, amount 0.48$ (Y3.29%)
- Total employees count: 642 (-4.0%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Interest rate risk, Regulatory and compliance, Cybersecurity threats, Climate change and natural disasters
- Earnings for 18 months up through Q2 (+1 year) are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [43.17$, 55.75$]
- 2025-12-31 to 2026-12-31 estimated range: [44.48$, 57.52$]
Financial Metrics affecting the WABC estimates:
- Negative: with PPE of 10.2 at the end of fiscal year the price was very high
- Positive: Operating profit margin, % of 65.52 > 18.65
- Positive: 6.73 < Operating cash flow per share per price, % of 10.11
- Positive: Investing cash flow per share per price, % of 51.13 > -0.65
- Positive: Industry operating cash flow per share per price (median), % of 10.55 > 10.39
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Return on assets ratio (scaled to [-100,100]) of 2.23 <= 6.08
- Positive: Shareholder equity ratio, % of 14.65 <= 19.10
Short-term WABC quotes
Long-term WABC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $266.88MM | $327.54MM | $288.56MM |
| Operating Expenses | $101.29MM | $105.96MM | $99.51MM |
| Operating Income | $165.59MM | $221.58MM | $189.06MM |
| Interest Expense | $1.93MM | $3.89MM | $17.42MM |
| Income(Loss) | $165.59MM | $221.58MM | $189.06MM |
| Taxes | $43.56MM | $59.81MM | $50.42MM |
| Net Income(Loss)* | $122.03MM | $161.77MM | $138.64MM |
| Stockholders Equity | $602.11MM | $772.89MM | $889.96MM |
| Assets | $6,950.32MM | $6,364.59MM | $6,076.27MM |
| Operating Cash Flow | $113.70MM | $158.21MM | $141.57MM |
| Capital expenditure | $0.81MM | $1.16MM | $1.74MM |
| Investing Cash Flow | $-631.29MM | $547.27MM | $715.68MM |
| Financing Cash Flow | $-320.26MM | $-809.40MM | $-446.07MM |
| Earnings Per Share** | $4.54 | $6.06 | $5.20 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.