Southside Bancshares, Inc.
General ticker "SBSI" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $936.9M (TTM average)
Southside Bancshares, Inc. follows the US Stock Market performance with the rate: 36.1%.
Estimated limits based on current volatility of 0.9%: low 30.36$, high 30.88$
Factors to consider:
- Earnings expected soon, date: 2026-10-23 bmo
- Company pays dividends (quarterly): last record date 2026-08-20, amount 0.37$ (Y4.83%)
- Total employees count: 781 (-54.1%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Cybersecurity threats, Economic downturns and volatility, Regulatory and compliance, Interest rate risk
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [24.76$, 33.12$]
- 2026-12-31 to 2027-12-31 estimated range: [24.41$, 32.87$]
Financial Metrics affecting the SBSI estimates:
- Positive: with PPE of 10.6 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 34.86 > 33.79
- Positive: 8.77 < Operating cash flow per share per price, % of 9.99
- Positive: 7.04 < Shareholder equity ratio, % of 9.95 <= 12.78
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Negative: Investing cash flow per share per price, % of -3.65 <= -2.60
- Positive: -0.55 < Return on assets ratio (scaled to [-100,100]) of 0.81
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
Short-term SBSI quotes
Long-term SBSI plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $250.86MM | $257.86MM | $237.04MM |
| Operating Expenses | $149.73MM | $150.48MM | $154.41MM |
| Operating Income | $101.13MM | $107.38MM | $82.63MM |
| Interest Expense | $144.71MM | $198.21MM | $181.99MM |
| Income(Loss) | $101.13MM | $107.38MM | $82.63MM |
| Taxes | $14.44MM | $18.88MM | $13.41MM |
| Net Income(Loss)* | $86.69MM | $88.49MM | $69.22MM |
| Stockholders Equity | $773.29MM | $811.94MM | $847.62MM |
| Assets | $8,284.91MM | $8,517.45MM | $8,514.59MM |
| Operating Cash Flow | $79.86MM | $101.85MM | $93.82MM |
| Capital expenditure | $6.90MM | $11.16MM | $20.34MM |
| Investing Cash Flow | $-327.07MM | $-382.86MM | $-34.22MM |
| Financing Cash Flow | $608.47MM | $146.66MM | $-95.97MM |
| Earnings Per Share** | $2.82 | $2.92 | $2.30 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.