Southside Bancshares, Inc.
General ticker "SBSI" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $916.1M (TTM average)
Southside Bancshares, Inc. follows the US Stock Market performance with the rate: 50.9%.
Estimated limits based on current volatility of 1.4%: low 34.62$, high 35.57$
Factors to consider:
- Earnings expected soon, date: 2026-07-24 bmo
- Company pays dividends (quarterly): last record date 2026-05-18, amount 0.36$ (Y4.13%)
- Total employees count: 781 (-54.1%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Cybersecurity threats, Economic downturns and volatility, Regulatory and compliance, Interest rate risk
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [24.39$, 32.93$]
- 2026-12-31 to 2027-12-31 estimated range: [23.97$, 32.58$]
Financial Metrics affecting the SBSI estimates:
- Positive: with PPE of 10.7 at the end of fiscal year the price was low
- Positive: Industry operating cash flow per share per price (median), % of 10.73 > 10.32
- Negative: Shareholder equity ratio, % of 9.95 <= 19.19
- Positive: Operating profit margin, % of 34.86 > 18.40
- Positive: 6.62 < Operating cash flow per share per price, % of 9.89
- Positive: -4.39 < Investing cash flow per share per price, % of -3.61
- Positive: Industry earnings per price (median), % of 7.28 > 4.44
- Negative: -0.75 < Inventory ratio change, % of 0
- Negative: Interest expense per share per price, % of 19.19 > 3.34
- Positive: Industry operating profit margin (median), % of 24.29 > 9.66
Short-term SBSI quotes
Long-term SBSI plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $250.86MM | $257.86MM | $237.04MM |
| Operating Expenses | $149.73MM | $150.48MM | $154.41MM |
| Operating Income | $101.13MM | $107.38MM | $82.63MM |
| Interest Expense | $144.71MM | $198.21MM | $181.99MM |
| Income(Loss) | $101.13MM | $107.38MM | $82.63MM |
| Taxes | $14.44MM | $18.88MM | $13.41MM |
| Net Income(Loss)* | $86.69MM | $88.49MM | $69.22MM |
| Stockholders Equity | $773.29MM | $811.94MM | $847.62MM |
| Assets | $8,284.91MM | $8,517.45MM | $8,514.59MM |
| Operating Cash Flow | $79.86MM | $101.85MM | $93.82MM |
| Capital expenditure | $6.90MM | $11.16MM | $20.34MM |
| Investing Cash Flow | $-327.07MM | $-382.86MM | $-34.22MM |
| Financing Cash Flow | $608.47MM | $146.66MM | $-95.97MM |
| Earnings Per Share** | $2.82 | $2.92 | $2.30 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.