Southern States Bancshares, Inc.
General ticker "SSBK" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $294.1M (TTM average)
Southern States Bancshares, Inc. follows the US Stock Market performance with the rate: 53.7%.
Estimated limits based on current volatility of 1.2%: low 35.65$, high 36.51$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-05-01, amount 0.09$ (Y0.99%)
- Company does not operate outside US (retrieved using AI)
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [28.31$, 40.13$]
- 2025-12-31 to 2026-12-31 estimated range: [26.96$, 39.41$]
Financial Metrics affecting the SSBK estimates:
- Positive: Non-GAAP EPS, $ of 3.83 > 2.19
- Negative: -0.32 < Industry inventory ratio change (median), % of 0
- Negative: Interest expense per share, $ of 8.34 > 0.68
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Shareholder equity ratio, % of 9.83 <= 21.94
- Negative: Return on assets ratio (scaled to [-100,100]) of 1.21 <= 2.65
Short-term SSBK quotes
Long-term SSBK plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $91.53MM | $141.13MM | $177.17MM |
| Operating Expenses | $56.73MM | $100.11MM | $131.58MM |
| Operating Income | $34.80MM | $41.02MM | $45.59MM |
| Interest Expense | $11.51MM | $52.15MM | $78.07MM |
| Income(Loss) | $34.80MM | $41.02MM | $45.59MM |
| Taxes | $7.72MM | $9.07MM | $10.72MM |
| Profit(Loss)* | $27.07MM | $31.95MM | $34.87MM |
| Stockholders Equity | $181.72MM | $214.96MM | $279.89MM |
| Assets | $2,045.20MM | $2,446.66MM | $2,848.25MM |
| Operating Cash Flow | $38.87MM | $39.35MM | $39.51MM |
| Capital expenditure | $2.60MM | $0.25MM | $1.36MM |
| Investing Cash Flow | $-387.16MM | $-318.78MM | $-54.86MM |
| Financing Cash Flow | $232.84MM | $361.58MM | $24.93MM |
| Earnings Per Share** | $3.11 | $3.63 | $3.73 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.