Hanmi Financial Corporation
General ticker "HAFC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $829.6M (TTM average)
Hanmi Financial Corporation follows the US Stock Market performance with the rate: 55.9%.
Estimated limits based on current volatility of 1.0%: low 30.69$, high 31.30$
Factors to consider:
- Earnings expected soon, date: 2026-10-20 amc
- Company pays dividends (quarterly): last record date 2026-08-03, amount 0.28$ (Y3.60%)
- Total employees count: 610 (+2.2%) as of 2025
- Top business risk factors: Economic downturns and volatility, Real estate value decline, Liquidity and credit risks, Regulatory and compliance, Cybersecurity threats
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [23.04$, 31.90$]
- 2026-12-31 to 2027-12-31 estimated range: [22.51$, 31.75$]
Financial Metrics affecting the HAFC estimates:
- Positive: with PPE of 11.1 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 24.87 > 24.19
- Positive: Operating profit margin, % of 39.95 > 33.79
- Negative: Industry operating profit margin (median), % of 24.03 <= 26.54
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Negative: 7.04 < Shareholder equity ratio, % of 10.12 <= 12.78
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 0.96
Short-term HAFC quotes
Long-term HAFC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $255.45MM | $234.36MM | $270.17MM |
| Operating Expenses | $140.87MM | $145.75MM | $162.24MM |
| Operating Income | $114.58MM | $88.61MM | $107.93MM |
| Interest Expense | $148.06MM | $196.01MM | $174.74MM |
| Income(Loss) | $114.58MM | $88.61MM | $107.93MM |
| Taxes | $34.54MM | $26.40MM | $31.84MM |
| Net Income(Loss)* | $80.04MM | $62.20MM | $76.09MM |
| Stockholders Equity | $701.89MM | $732.17MM | $796.39MM |
| Assets | $7,570.34MM | $7,677.93MM | $7,869.19MM |
| Operating Cash Flow | $109.25MM | $52.56MM | $206.01MM |
| Capital expenditure | $2.42MM | $2.62MM | $2.31MM |
| Investing Cash Flow | $-211.45MM | $-106.08MM | $-384.32MM |
| Financing Cash Flow | $52.10MM | $56.00MM | $86.35MM |
| Earnings Per Share** | $2.64 | $2.07 | $2.55 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.