Hanmi Financial Corporation
General ticker "HAFC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $718.3M (TTM average)
Hanmi Financial Corporation follows the US Stock Market performance with the rate: 55.9%.
Estimated limits based on current volatility of 1.2%: low 27.58$, high 28.23$
Factors to consider:
- Earnings expected soon, date: 2026-04-28 amc
- Company pays dividends (quarterly): last record date 2026-02-09, amount 0.28$ (Y3.99%)
- Total employees count: 597 (-2.9%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Regulatory and compliance, Cybersecurity threats, Third-party risks
- Price in estimated range
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [23.01$, 32.03$]
- 2026-12-31 to 2027-12-31 estimated range: [22.28$, 31.68$]
Financial Metrics affecting the HAFC estimates:
- Positive: with PPE of 11.2 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 24.61 > 12.96
- Positive: Operating profit margin, % of 24.27 > 18.52
- Negative: Shareholder equity ratio, % of 10.12 <= 19.49
- Positive: Industry operating profit margin (median), % of 22.17 > 9.67
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
- Negative: Return on assets ratio (scaled to [-100,100]) of 0.96 <= 1.88
- Positive: Inventory ratio change, % of 0 <= 0
Short-term HAFC quotes
Long-term HAFC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $397.56MM | $429.51MM | $444.74MM |
| Operating Expenses | $282.98MM | $340.90MM | $336.81MM |
| Operating Income | $114.58MM | $88.61MM | $107.93MM |
| Interest Expense | $148.06MM | $196.01MM | $174.74MM |
| Income(Loss) | $114.58MM | $88.61MM | $107.93MM |
| Taxes | $34.54MM | $26.40MM | $31.84MM |
| Profit(Loss)* | $80.04MM | $62.20MM | $76.09MM |
| Stockholders Equity | $701.89MM | $732.17MM | $796.39MM |
| Assets | $7,570.34MM | $7,677.93MM | $7,869.19MM |
| Operating Cash Flow | $107.80MM | $53.95MM | $206.01MM |
| Capital expenditure | $2.42MM | $2.62MM | $2.31MM |
| Investing Cash Flow | $-209.99MM | $-107.47MM | $-384.32MM |
| Financing Cash Flow | $52.10MM | $56.00MM | $86.35MM |
| Earnings Per Share** | $2.64 | $2.07 | $2.55 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.