Heritage Financial Corporation
General ticker "HFWA" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $848.0M (TTM average)
Heritage Financial Corporation follows the US Stock Market performance with the rate: 51.3%.
Estimated limits based on current volatility of 1.3%: low 30.00$, high 30.77$
Factors to consider:
- Earnings expected soon, date: 2026-07-23 bmo
- Company pays dividends (quarterly): last record date 2026-05-06, amount 0.24$ (Y3.15%)
- Total employees count: 755 (-0.8%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Interest rate risk, Borrower concentration risk, IT system failures, Technology implementation, Labor/talent shortage/retention
- Current price 12.0% above estimated high
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [20.34$, 27.26$]
- 2026-12-31 to 2027-12-31 estimated range: [20.27$, 27.43$]
Financial Metrics affecting the HFWA estimates:
- Positive: with PPE of 11.0 at the end of fiscal year the price was low
- Positive: 6.62 < Operating cash flow per share per price, % of 11.31
- Positive: Operating profit margin, % of 23.15 > 18.40
- Positive: -3.72 < Return on assets ratio (scaled to [-100,100]) of 0.96
- Positive: Industry operating profit margin (median), % of 24.29 > 9.66
- Negative: Shareholder equity ratio, % of 13.23 <= 19.19
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Interest expense per share per price, % of 10.72 > 3.34
Short-term HFWA quotes
Long-term HFWA plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $243.82MM | $317.19MM | $335.97MM |
| Operating Expenses | $190.21MM | $264.93MM | $258.18MM |
| Operating Income | $53.61MM | $52.26MM | $77.79MM |
| Non-Operating Income | $19.31MM | $0.00MM | $0.81MM |
| Interest Expense | $59.31MM | $100.35MM | $89.83MM |
| Income(Loss) | $72.92MM | $52.26MM | $78.60MM |
| Taxes | $11.16MM | $9.00MM | $11.07MM |
| Net Income(Loss)* | $61.76MM | $43.26MM | $67.53MM |
| Stockholders Equity | $853.26MM | $863.53MM | $921.50MM |
| Assets | $7,174.96MM | $7,106.28MM | $6,967.35MM |
| Operating Cash Flow | $109.52MM | $64.48MM | $94.82MM |
| Capital expenditure | $10.38MM | $3.46MM | $9.16MM |
| Investing Cash Flow | $-93.45MM | $-85.90MM | $186.75MM |
| Financing Cash Flow | $105.31MM | $-86.45MM | $-165.58MM |
| Earnings Per Share** | $1.74 | $1.26 | $1.99 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.