Univest Financial Corporation
General ticker "UVSP" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $867.4M (TTM average)
Univest Financial Corporation follows the US Stock Market performance with the rate: 62.4%.
Estimated limits based on current volatility of 1.6%: low 33.33$, high 34.40$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-02-11, amount 0.22$ (Y2.61%)
- Total employees count: 949 as of 2024
- Top business risk factors: Liquidity and credit risks, Interest rate fluctuations, Economic downturns and volatility, Labor/talent shortage/retention, Environmental liabilities
- Price in estimated range
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [26.04$, 35.67$]
- 2025-12-31 to 2026-12-31 estimated range: [26.17$, 36.32$]
Financial Metrics affecting the UVSP estimates:
- Positive: with PPE of 11.5 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 19.04 > 18.38
- Positive: 6.64 < Operating cash flow per share per price, % of 8.64
- Positive: -3.43 < Return on assets ratio (scaled to [-100,100]) of 0.93
- Positive: Industry operating cash flow per share per price (median), % of 10.58 > 10.29
- Negative: Shareholder equity ratio, % of 10.92 <= 19.40
- Positive: Industry earnings per price (median), % of 6.49 > 4.49
Short-term UVSP quotes
Long-term UVSP plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $330.08MM | $448.55MM | $500.41MM |
| Operating Expenses | $232.87MM | $359.87MM | $405.11MM |
| Operating Income | $97.21MM | $88.69MM | $95.30MM |
| Interest Expense | $33.90MM | $151.73MM | $201.19MM |
| Income(Loss) | $97.21MM | $88.69MM | $95.30MM |
| Taxes | $19.09MM | $17.59MM | $19.37MM |
| Profit(Loss)* | $78.12MM | $71.10MM | $75.93MM |
| Stockholders Equity | $776.50MM | $839.21MM | $887.30MM |
| Assets | $7,222.02MM | $7,780.63MM | $8,128.42MM |
| Operating Cash Flow | $109.45MM | $89.74MM | $75.11MM |
| Capital expenditure | $5.22MM | $6.72MM | $3.10MM |
| Investing Cash Flow | $-897.61MM | $-454.44MM | $-259.74MM |
| Financing Cash Flow | $50.81MM | $461.69MM | $263.68MM |
| Earnings Per Share** | $2.66 | $2.42 | $2.61 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.