Penns Woods Bancorp, Inc.
General ticker "PWOD" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $197.1M (TTM average)
Penns Woods Bancorp, Inc. follows the US Stock Market performance with the rate: 60.8%.
Estimated limits based on current volatility of 1.3%: low 29.87$, high 30.66$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-06-10, amount 0.32$ (Y4.20%)
- Company does not operate outside North America (retrieved using AI)
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [25.47$, 34.04$]
- 2025-12-31 to 2026-12-31 estimated range: [25.18$, 34.28$]
Financial Metrics affecting the PWOD estimates:
- Positive: Non-GAAP EPS, $ of 2.43 > 2.19
- Positive: -0.98 < Return on assets ratio (scaled to [-100,100]) of 0.79
- Positive: Operating profit margin, % of 18.35 > 18.22
- Positive: 6.78 < Industry operating cash flow per share per price (median), % of 9.40
- Negative: Interest expense per share, $ of 6.74 > 0.68
- Negative: Shareholder equity ratio, % of 9.19 <= 21.94
- Negative: -0.32 < Industry inventory ratio change (median), % of 0
Short-term PWOD quotes
Long-term PWOD plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $73.64MM | $99.97MM | $119.32MM |
| Operating Expenses | $52.06MM | $79.65MM | $97.42MM |
| Operating Income | $21.59MM | $20.32MM | $21.89MM |
| Interest Expense | $7.15MM | $36.63MM | $50.82MM |
| Income(Loss) | $21.59MM | $20.32MM | $21.89MM |
| Taxes | $4.16MM | $3.71MM | $4.15MM |
| Profit(Loss)* | $17.42MM | $16.61MM | $17.74MM |
| Stockholders Equity | $167.66MM | $191.56MM | $205.23MM |
| Assets | $2,000.08MM | $2,204.81MM | $2,232.34MM |
| Operating Cash Flow | $23.89MM | $18.82MM | $19.36MM |
| Capital expenditure | $0.38MM | $0.81MM | $1.20MM |
| Investing Cash Flow | $-297.65MM | $-197.00MM | $-34.80MM |
| Financing Cash Flow | $50.23MM | $175.30MM | $6.95MM |
| Earnings Per Share** | $2.47 | $2.34 | $2.35 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.