Pathward Financial, Inc.
General ticker "CASH" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.8B (TTM average)
Pathward Financial, Inc. follows the US Stock Market performance with the rate: 30.5%.
Estimated limits based on current volatility of 1.3%: low 79.96$, high 82.03$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-03-12, amount 0.05$ (Y0.26%)
- Total employees count: 1244 (+3.8%) as of 2024
- Top business risk factors: Liquidity and credit risks, Market risk, Regulatory and compliance, Fraud risk, Economic downturns and volatility
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-09-30 to 2027-09-30
- 2025-09-30 to 2026-09-30 estimated range: [60.86$, 83.87$]
- 2026-09-30 to 2027-09-30 estimated range: [61.15$, 84.45$]
Financial Metrics affecting the CASH estimates:
- Negative: with PPE of 9.6 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 25.43 > 12.90
- Positive: Operating profit margin, % of 32.55 > 18.39
- Positive: 1.81 < Return on assets ratio (scaled to [-100,100]) of 2.54
- Positive: Industry operating cash flow per share per price (median), % of 10.97 > 10.39
- Positive: Investing cash flow per share per price, % of 1.46 > -0.60
- Positive: Industry operating profit margin (median), % of 21.90 > 9.60
- Negative: Shareholder equity ratio, % of 11.96 <= 19.24
- Positive: Industry earnings per price (median), % of 7.07 > 4.45
Short-term CASH quotes
Long-term CASH plot with estimates
Financial data
| YTD | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|
| Operating Revenue | $611.47MM | $668.90MM | $685.23MM |
| Operating Expenses | $456.42MM | $450.28MM | $462.18MM |
| Operating Income | $155.04MM | $218.62MM | $223.05MM |
| Interest Expense | $10.87MM | $21.23MM | $11.60MM |
| Income(Loss) | $155.04MM | $218.62MM | $223.05MM |
| Taxes | $9.59MM | $34.11MM | $36.27MM |
| Net Income(Loss)* | $143.27MM | $183.22MM | $185.87MM |
| Stockholders Equity | $651.63MM | $822.47MM | $858.04MM |
| Assets | $7,535.54MM | $7,532.02MM | $7,172.34MM |
| Operating Cash Flow | $327.91MM | $488.81MM | $450.62MM |
| Capital expenditure | $449.91MM | $276.75MM | $214.03MM |
| Investing Cash Flow | $-945.56MM | $-262.93MM | $25.84MM |
| Financing Cash Flow | $604.86MM | $-443.20MM | $-513.03MM |
| Earnings Per Share** | $5.34 | $7.28 | $7.94 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.