Pathward Financial, Inc.
General ticker "CASH" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.8B (TTM average)
Pathward Financial, Inc. follows the US Stock Market performance with the rate: 13.9%.
Estimated limits based on current volatility of 1.3%: low 71.11$, high 72.94$
Factors to consider:
- Earnings expected soon, date: 2026-10-21 amc
- Company pays dividends (quarterly): last record date 2026-09-10, amount 0.05$ (Y0.27%)
- Total employees count: 1182 (-5.0%) as of 2025
- Top business risk factors: Liquidity and credit risks, Economic downturns and volatility, Interest rate risk, Cybersecurity threats, Market competition
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-09-30 to 2027-09-30
- 2025-09-30 to 2026-09-30 estimated range: [58.08$, 83.47$]
- 2026-09-30 to 2027-09-30 estimated range: [58.15$, 83.62$]
Financial Metrics affecting the CASH estimates:
- Positive: with PPE of 9.6 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 25.49 > 24.19
- Positive: 1.88 < Return on assets ratio (scaled to [-100,100]) of 2.54
- Positive: 14.78 < Industry operating profit margin (median), % of 23.64
- Positive: -13.52 < Operating profit margin, % of -5.22
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.93
Short-term CASH quotes
Long-term CASH plot with estimates
Financial data
| YTD | 2023-09-30 | 2024-09-30 | 2025-09-30 |
|---|---|---|---|
| Operating Revenue | $704.46MM | $754.71MM | $839.89MM |
| Operating Expenses | $549.41MM | $536.09MM | $886.18MM |
| Operating Income | $155.04MM | $218.62MM | $-46.29MM |
| Non-Operating Income | $0.00MM | $0.00MM | $269.34MM |
| Interest Expense | $10.87MM | $21.23MM | $11.60MM |
| Income(Loss) | $155.04MM | $218.62MM | $223.05MM |
| Taxes | $9.59MM | $34.11MM | $36.27MM |
| Net Income(Loss)* | $143.27MM | $183.22MM | $185.87MM |
| Stockholders Equity | $651.63MM | $822.47MM | $858.04MM |
| Assets | $7,535.54MM | $7,532.02MM | $7,172.34MM |
| Operating Cash Flow | $327.91MM | $488.81MM | $450.62MM |
| Capital expenditure | $449.91MM | $276.75MM | $214.03MM |
| Investing Cash Flow | $-945.56MM | $-262.93MM | $25.84MM |
| Financing Cash Flow | $604.86MM | $-443.20MM | $-513.03MM |
| Earnings Per Share** | $5.34 | $7.28 | $7.94 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.