Provident Bancorp, Inc.
General ticker "PVBC" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $200.6M (TTM average)
Provident Bancorp, Inc. follows the US Stock Market performance with the rate: 60.9%.
Estimated limits based on current volatility of 1.5%: low 13.03$, high 13.42$
Factors to consider:
- Total employees count: 177 (-5.9%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Earnings for 9 months up through Q3 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [11.17$, 15.46$]
- 2025-12-31 to 2026-12-31 estimated range: [10.39$, 14.78$]
Financial Metrics affecting the PVBC estimates:
- Positive: with PPE of 26.8 at the end of fiscal year the price was very low
- Negative: Shareholder equity ratio, % of 14.50 <= 19.94
- Positive: 8.07 < Operating profit margin, % of 9.95
- Negative: -0.82 < Inventory ratio change, % of 0
- Positive: 0.90 < Operating cash flow per share per price, % of 6.19
- Positive: 6.24 < Industry operating cash flow per share per price (median), % of 9.08
- Positive: -2.45 < Return on assets ratio (scaled to [-100,100]) of 0.45
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Interest expense per share per price, % of 20.26 > 3.04
Short-term PVBC quotes
Long-term PVBC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $84.55MM | $96.20MM | $94.24MM |
| Operating Expenses | $111.80MM | $81.43MM | $84.86MM |
| Operating Income | $-27.26MM | $14.78MM | $9.38MM |
| Interest Expense | $4.30MM | $32.13MM | $38.97MM |
| Income(Loss) | $-27.26MM | $14.78MM | $9.38MM |
| Taxes | $-5.79MM | $3.82MM | $2.11MM |
| Profit(Loss)* | $-21.47MM | $10.95MM | $7.27MM |
| Stockholders Equity | $207.54MM | $221.90MM | $231.09MM |
| Assets | $1,636.38MM | $1,670.31MM | $1,593.17MM |
| Operating Cash Flow | $21.91MM | $5.55MM | $11.90MM |
| Capital expenditure | $0.26MM | $0.34MM | $0.37MM |
| Investing Cash Flow | $-22.34MM | $104.73MM | $19.38MM |
| Financing Cash Flow | $-72.05MM | $29.42MM | $-82.47MM |
| Earnings Per Share** | $-1.30 | $0.66 | $0.43 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.