Customers Bancorp, Inc.
General ticker "CUBI" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $2.5B (TTM average)
Customers Bancorp, Inc. follows the US Stock Market performance with the rate: 54.0%.
Estimated limits based on current volatility of 1.0%: low 73.59$, high 75.14$
Factors to consider:
- Earnings expected soon, date: 2026-10-22 amc
- Total employees count: 869 (+9.6%) as of 2025
- Top business risk factors: Accounting changes, Geographic concentration, Concentration in business lines, Labor/talent shortage/retention, Market competition
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [62.59$, 87.79$]
- 2026-12-31 to 2027-12-31 estimated range: [63.85$, 90.36$]
Financial Metrics affecting the CUBI estimates:
- Positive: with PPE of 11.8 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 35.25 > 33.79
- Positive: -0.55 < Return on assets ratio (scaled to [-100,100]) of 0.89
- Positive: 15.29 < Operating cash flow per share per price, % of 19.22
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
- Positive: 7.04 < Shareholder equity ratio, % of 8.50 <= 12.78
- Negative: Industry operating cash flow per share per price (median), % of 10.78 <= 11.51
- Negative: 0 < Industry inventory ratio change (median), % of 0
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
Short-term CUBI quotes
Long-term CUBI plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $758.01MM | $714.84MM | $818.31MM |
| Operating Expenses | $427.27MM | $490.46MM | $529.88MM |
| Operating Income | $330.74MM | $224.37MM | $288.43MM |
| Interest Expense | $679.91MM | $673.43MM | $609.10MM |
| Income(Loss) | $330.74MM | $224.37MM | $288.43MM |
| Taxes | $80.60MM | $42.90MM | $64.34MM |
| Net Income(Loss)* | $250.14MM | $181.47MM | $224.09MM |
| Stockholders Equity | $1,638.39MM | $1,836.68MM | $2,115.52MM |
| Assets | $21,316.26MM | $22,308.24MM | $24,895.87MM |
| Operating Cash Flow | $124.73MM | $145.06MM | $494.76MM |
| Capital expenditure | $41.34MM | $65.19MM | $161.06MM |
| Investing Cash Flow | $3,157.72MM | $-1,006.09MM | $-2,056.95MM |
| Financing Cash Flow | $108.09MM | $800.62MM | $2,187.73MM |
| Earnings Per Share** | $7.96 | $5.76 | $6.55 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.