Customers Bancorp, Inc.
General ticker "CUBI" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $2.1B (TTM average)
Customers Bancorp, Inc. follows the US Stock Market performance with the rate: 61.1%.
Estimated limits based on current volatility of 1.4%: low 72.90$, high 74.92$
Factors to consider:
- Total employees count: 793 (+11.1%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Accounting changes, Geographic concentration, Concentration in business lines, Labor/talent shortage/retention, Market competition
- Price in estimated range
- Earnings for 3 months up through Q1 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [63.37$, 89.84$]
- 2026-12-31 to 2027-12-31 estimated range: [64.38$, 92.24$]
Financial Metrics affecting the CUBI estimates:
- Negative: with PPE of 9.9 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 19.16 > 12.90
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 0.89
- Positive: Operating profit margin, % of 21.97 > 18.39
- Positive: Industry operating cash flow per share per price (median), % of 10.80 > 10.39
- Positive: Industry earnings per price (median), % of 7.25 > 4.45
- Positive: Inventory ratio change, % of 0 <= 0
Short-term CUBI quotes
Long-term CUBI plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $758.01MM | $714.84MM | $1,414.56MM |
| Operating Expenses | $427.27MM | $490.46MM | $1,103.79MM |
| Operating Income | $330.74MM | $224.37MM | $310.77MM |
| Non-Operating Income | $0.00MM | $0.00MM | $-22.34MM |
| Interest Expense | $679.91MM | $673.43MM | $609.10MM |
| Income(Loss) | $330.74MM | $224.37MM | $288.43MM |
| Taxes | $80.60MM | $42.90MM | $64.34MM |
| Net Income(Loss)* | $250.14MM | $181.47MM | $224.09MM |
| Stockholders Equity | $1,638.39MM | $1,836.68MM | $2,115.52MM |
| Assets | $21,316.26MM | $22,308.24MM | $24,895.87MM |
| Operating Cash Flow | $124.73MM | $145.06MM | $494.76MM |
| Capital expenditure | $41.34MM | $65.19MM | $13.74MM |
| Investing Cash Flow | $3,157.72MM | $-1,006.09MM | $-2,056.95MM |
| Financing Cash Flow | $108.09MM | $800.62MM | $2,187.73MM |
| Earnings Per Share** | $7.96 | $5.76 | $6.55 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.