Amalgamated Financial Corp.
General ticker "AMAL" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $931.9M (TTM average)
Amalgamated Financial Corp. follows the US Stock Market performance with the rate: 28.0%.
Estimated limits based on current volatility of 1.4%: low 33.92$, high 34.90$
Factors to consider:
- Earnings expected soon, date: 2026-01-22 bmo
- Company pays dividends (quarterly): last record date 2025-11-05, amount 0.14$ (Y1.62%)
- Total employees count: 429 (+0.9%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Climate change and natural disasters, Regulatory and compliance, Market volatility, Technological obsolescence, Labor/talent shortage/retention
- Price in estimated range
- Earnings for 9 months up through Q3 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [28.20$, 38.56$]
- 2025-12-31 to 2026-12-31 estimated range: [27.99$, 39.28$]
Financial Metrics affecting the AMAL estimates:
- Positive: with PPE of 9.6 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 33.38 > 18.33
- Positive: Industry operating cash flow per share per price (median), % of 10.65 > 10.14
- Negative: Shareholder equity ratio, % of 8.57 <= 19.35
- Positive: 6.63 < Operating cash flow per share per price, % of 12.06
- Positive: -3.57 < Return on assets ratio (scaled to [-100,100]) of 1.27
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry operating profit margin (median), % of 21.25 > 9.53
- Negative: -0.18 < Industry inventory ratio change (median), % of 0
Short-term AMAL quotes
Long-term AMAL plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $285.16MM | $382.48MM | $435.34MM |
| Operating Expenses | $177.00MM | $257.75MM | $290.02MM |
| Operating Income | $108.16MM | $124.73MM | $145.32MM |
| Non-Operating Income | $0.00MM | $0.00MM | $0.27MM |
| Interest Expense | $18.65MM | $96.77MM | $118.87MM |
| Income(Loss) | $108.16MM | $124.73MM | $145.59MM |
| Taxes | $26.69MM | $36.75MM | $39.16MM |
| Profit(Loss)* | $81.48MM | $87.98MM | $106.43MM |
| Stockholders Equity | $508.82MM | $585.23MM | $707.65MM |
| Assets | $7,843.12MM | $7,972.32MM | $8,256.89MM |
| Operating Cash Flow | $147.32MM | $117.22MM | $124.06MM |
| Capital expenditure | $1.67MM | $1.48MM | $1.77MM |
| Investing Cash Flow | $-1,202.49MM | $-134.41MM | $-315.95MM |
| Financing Cash Flow | $788.22MM | $44.21MM | $162.06MM |
| Earnings Per Share** | $2.64 | $2.88 | $3.48 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.