Amalgamated Financial Corp.
General ticker "AMAL" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.1B (TTM average)
Amalgamated Financial Corp. follows the US Stock Market performance with the rate: 56.6%.
Estimated limits based on current volatility of 1.4%: low 46.25$, high 47.54$
Factors to consider:
- Earnings expected soon, date: 2026-10-22 bmo
- Company pays dividends (quarterly): last record date 2026-08-04, amount 0.17$ (Y1.44%)
- Total employees count: 450 (+4.9%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Interest rate risk, Regulatory and compliance, Technology risk, Market risk
- Current price 26.2% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [27.59$, 37.34$]
- 2026-12-31 to 2027-12-31 estimated range: [27.45$, 37.74$]
Financial Metrics affecting the AMAL estimates:
- Positive: with PPE of 8.9 at the end of fiscal year the price was neutral
- Positive: 11.37 < Operating cash flow per share per price, % of 13.88
- Positive: Operating profit margin, % of 42.64 > 33.79
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Positive: -40.59 < Investing cash flow per share per price, % of -38.63
- Negative: Industry operating profit margin (median), % of 24.03 <= 26.54
- Negative: 7.04 < Shareholder equity ratio, % of 8.96 <= 12.78
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 1.16
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
Short-term AMAL quotes
Long-term AMAL plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $290.65MM | $315.64MM | $328.72MM |
| Operating Expenses | $165.92MM | $170.06MM | $188.57MM |
| Operating Income | $124.73MM | $145.59MM | $140.16MM |
| Interest Expense | $96.77MM | $118.87MM | $124.44MM |
| Income(Loss) | $124.73MM | $145.59MM | $140.16MM |
| Taxes | $36.75MM | $39.16MM | $35.71MM |
| Net Income(Loss)* | $87.98MM | $106.43MM | $104.45MM |
| Stockholders Equity | $585.23MM | $707.65MM | $794.46MM |
| Assets | $7,972.32MM | $8,256.89MM | $8,869.84MM |
| Operating Cash Flow | $117.22MM | $124.06MM | $135.78MM |
| Capital expenditure | $1.48MM | $1.77MM | $1.38MM |
| Investing Cash Flow | $-134.41MM | $-315.95MM | $-378.02MM |
| Financing Cash Flow | $44.21MM | $162.06MM | $472.70MM |
| Earnings Per Share** | $2.88 | $3.48 | $3.49 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.