Sierra Bancorp
General ticker "BSRR" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $450.9M (TTM average)
Sierra Bancorp follows the US Stock Market performance with the rate: 49.6%.
Estimated limits based on current volatility of 1.3%: low 38.91$, high 39.91$
Factors to consider:
- Earnings expected soon, date: 2026-10-26 bmo
- Company pays dividends (quarterly): last record date 2026-08-03, amount 0.27$ (Y2.73%)
- Total employees count: 436 (-2.2%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Interest rate risk, Real estate concentration, Cybersecurity threats, Regulatory and compliance
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [27.95$, 36.44$]
- 2026-12-31 to 2027-12-31 estimated range: [28.07$, 37.02$]
Financial Metrics affecting the BSRR estimates:
- Positive: with PPE of 10.6 at the end of fiscal year the price was neutral
- Positive: 15.80 < Operating profit margin, % of 21.16
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 1.09
- Positive: 7.04 < Shareholder equity ratio, % of 9.53 <= 12.78
- Positive: 6.77 < Operating cash flow per share per price, % of 7.57
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Negative: -0.37 < Inventory ratio change, % of 0
Short-term BSRR quotes
Long-term BSRR plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $142.81MM | $191.14MM | $155.28MM |
| Operating Expenses | $96.34MM | $137.27MM | $122.42MM |
| Operating Income | $46.46MM | $53.87MM | $32.85MM |
| Non-Operating Income | $0.00MM | $0.00MM | $23.49MM |
| Interest Expense | $50.72MM | $52.32MM | $46.70MM |
| Income(Loss) | $46.46MM | $53.87MM | $56.34MM |
| Taxes | $11.62MM | $13.31MM | $14.02MM |
| Net Income(Loss)* | $34.84MM | $40.56MM | $42.33MM |
| Stockholders Equity | $338.10MM | $357.30MM | $364.86MM |
| Assets | $3,729.80MM | $3,614.27MM | $3,829.28MM |
| Operating Cash Flow | $53.24MM | $57.15MM | $33.70MM |
| Capital expenditure | $1.42MM | $1.16MM | $1.53MM |
| Investing Cash Flow | $-83.69MM | $141.23MM | $-183.49MM |
| Financing Cash Flow | $31.92MM | $-176.32MM | $184.75MM |
| Earnings Per Share** | $2.37 | $2.84 | $3.14 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.