Sierra Bancorp
General ticker "BSRR" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $421.1M (TTM average)
Sierra Bancorp follows the US Stock Market performance with the rate: 57.8%.
Estimated limits based on current volatility of 2.1%: low 33.65$, high 35.08$
Factors to consider:
- Earnings expected soon, date: 2026-01-26 bmo
- Company pays dividends (quarterly): last record date 2025-11-03, amount 0.25$ (Y2.85%)
- Total employees count: 446 (-16.2%) as of 2024
- Top business risk factors: Economic downturns and volatility, Labor/talent shortage/retention, Expansion risks, Regulatory and compliance, Model reliance
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [24.86$, 32.53$]
- 2025-12-31 to 2026-12-31 estimated range: [24.73$, 33.10$]
Financial Metrics affecting the BSRR estimates:
- Positive: with PPE of 10.4 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 28.18 > 18.33
- Positive: Operating cash flow per share per price, % of 13.71 > 12.91
- Positive: Industry operating cash flow per share per price (median), % of 10.65 > 10.14
- Negative: Shareholder equity ratio, % of 9.89 <= 19.35
- Negative: Interest expense per share per price, % of 12.55 > 3.31
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Investing cash flow per share per price, % of 33.88 > -0.62
Short-term BSRR quotes
Long-term BSRR plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $142.49MM | $168.93MM | $191.14MM |
| Operating Expenses | $97.58MM | $122.46MM | $137.27MM |
| Operating Income | $44.91MM | $46.46MM | $53.87MM |
| Interest Expense | $12.20MM | $50.72MM | $52.32MM |
| Income(Loss) | $44.91MM | $46.46MM | $53.87MM |
| Taxes | $11.26MM | $11.62MM | $13.31MM |
| Profit(Loss)* | $33.66MM | $34.84MM | $40.56MM |
| Stockholders Equity | $303.58MM | $338.10MM | $357.30MM |
| Assets | $3,608.59MM | $3,729.80MM | $3,614.27MM |
| Operating Cash Flow | $33.57MM | $53.24MM | $57.15MM |
| Capital expenditure | $1.27MM | $1.42MM | $1.16MM |
| Investing Cash Flow | $-481.00MM | $-83.69MM | $141.23MM |
| Financing Cash Flow | $267.03MM | $31.92MM | $-176.32MM |
| Earnings Per Share** | $2.25 | $2.37 | $2.84 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.