Peapack-Gladstone Financial Corporation
General ticker "PGC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $544.9M (TTM average)
Peapack-Gladstone Financial Corporation follows the US Stock Market performance with the rate: 56.6%.
Estimated limits based on current volatility of 1.5%: low 45.11$, high 46.44$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-13, amount 0.05$ (Y0.44%)
- Total employees count: 682 (+10.0%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Loan delinquencies, Commercial real estate exposure, Cost increases
- Current price 24.7% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [26.10$, 36.21$]
- 2026-12-31 to 2027-12-31 estimated range: [25.04$, 35.42$]
Financial Metrics affecting the PGC estimates:
- Positive: with PPE of 13.4 at the end of fiscal year the price was neutral
- Positive: 7.78 < Operating profit margin, % of 11.85
- Positive: 6.73 < Operating cash flow per share per price, % of 8.66
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
- Negative: -0.76 < Inventory ratio change, % of 0
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
- Positive: -3.09 < Return on assets ratio (scaled to [-100,100]) of 0.49
Short-term PGC quotes
Long-term PGC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $373.75MM | $402.91MM | $441.36MM |
| Operating Expenses | $306.47MM | $357.96MM | $389.06MM |
| Operating Income | $67.28MM | $44.95MM | $52.31MM |
| Interest Expense | $147.92MM | $178.79MM | $161.62MM |
| Income(Loss) | $67.28MM | $44.95MM | $52.31MM |
| Taxes | $18.43MM | $11.96MM | $14.98MM |
| Net Income(Loss)* | $48.85MM | $32.99MM | $37.33MM |
| Stockholders Equity | $583.68MM | $605.85MM | $658.21MM |
| Assets | $6,476.86MM | $7,011.24MM | $7,526.41MM |
| Operating Cash Flow | $70.08MM | $71.10MM | $43.13MM |
| Capital expenditure | $3.28MM | $8.10MM | $14.55MM |
| Investing Cash Flow | $-147.48MM | $-303.43MM | $-735.76MM |
| Financing Cash Flow | $75.00MM | $436.02MM | $489.08MM |
| Earnings Per Share** | $2.74 | $1.87 | $2.13 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.