Origin Bancorp, Inc.
General ticker "OBK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.2B (TTM average)
Origin Bancorp, Inc. follows the US Stock Market performance with the rate: 56.7%.
Estimated limits based on current volatility of 1.3%: low 54.21$, high 55.60$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-15, amount 0.25$ (Y1.83%)
- Total employees count: 988 (-4.2%) as of 2025
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Cybersecurity threats, Fraud risk, Market competition
- Current price 20.6% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [34.44$, 45.40$]
- 2026-12-31 to 2027-12-31 estimated range: [36.20$, 47.78$]
Financial Metrics affecting the OBK estimates:
- Positive: with PPE of 15.9 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 13.51 > 12.98
- Positive: 7.78 < Operating profit margin, % of 16.50
- Negative: Investing cash flow per share per price, % of -9.67 <= -4.44
- Negative: Shareholder equity ratio, % of 12.82 <= 19.10
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
- Negative: Return on assets ratio (scaled to [-100,100]) of 0.77 <= 1.89
- Positive: Industry earnings per price (median), % of 7.27 > 4.29
Short-term OBK quotes
Long-term OBK plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $357.89MM | $355.75MM | $598.60MM |
| Operating Expenses | $251.97MM | $304.26MM | $499.80MM |
| Operating Income | $105.92MM | $51.48MM | $98.80MM |
| Non-Operating Income | $0.00MM | $45.77MM | $-3.16MM |
| Interest Expense | $223.83MM | $264.22MM | $206.97MM |
| Income(Loss) | $105.92MM | $97.26MM | $95.64MM |
| Taxes | $22.12MM | $20.77MM | $20.44MM |
| Net Income(Loss)* | $83.80MM | $76.49MM | $75.20MM |
| Stockholders Equity | $1,062.90MM | $1,145.24MM | $1,246.68MM |
| Assets | $9,722.58MM | $9,678.70MM | $9,724.72MM |
| Operating Cash Flow | $129.92MM | $108.48MM | $158.92MM |
| Capital expenditure | $26.83MM | $22.05MM | $7.87MM |
| Investing Cash Flow | $-130.03MM | $231.94MM | $-113.69MM |
| Financing Cash Flow | $-78.42MM | $-150.61MM | $-91.27MM |
| Earnings Per Share** | $2.72 | $2.46 | $2.45 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.