Preferred Bank
General ticker "PFBC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.2B (TTM average)
Preferred Bank follows the US Stock Market performance with the rate: 59.6%.
Estimated limits based on current volatility of 1.5%: low 87.56$, high 90.21$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-01-06, amount 0.80$ (Y3.61%)
- Price in estimated range
- Earnings for 12 months up through Q4 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [72.95$, 99.98$]
- 2025-12-31 to 2026-12-31 estimated range: [73.30$, 101.58$]
Financial Metrics affecting the PFBC estimates:
- Negative: with PPE of 9.0 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 14.18 > 12.96
- Positive: Operating profit margin, % of 35.36 > 18.38
- Negative: Shareholder equity ratio, % of 11.02 <= 19.40
- Positive: Industry operating cash flow per share per price (median), % of 10.58 > 10.29
- Negative: Investing cash flow per share per price, % of -36.34 <= -14.22
- Positive: Industry earnings per price (median), % of 6.49 > 4.49
- Positive: -3.43 < Return on assets ratio (scaled to [-100,100]) of 1.85
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term PFBC quotes
Long-term PFBC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $301.43MM | $481.76MM | $520.43MM |
| Operating Expenses | $122.23MM | $271.13MM | $336.39MM |
| Operating Income | $179.20MM | $210.63MM | $184.03MM |
| Non-Operating Income | $0.00MM | $-0.78MM | $0.00MM |
| Interest Expense | $47.02MM | $188.61MM | $236.47MM |
| Income(Loss) | $179.20MM | $209.85MM | $184.03MM |
| Taxes | $50.35MM | $59.81MM | $53.37MM |
| Profit(Loss)* | $128.84MM | $150.04MM | $130.66MM |
| Stockholders Equity | $630.43MM | $695.11MM | $763.15MM |
| Assets | $6,425.36MM | $6,659.28MM | $6,923.43MM |
| Operating Cash Flow | $143.76MM | $175.39MM | $164.52MM |
| Capital expenditure | $0.36MM | $2.42MM | $0.92MM |
| Investing Cash Flow | $-699.89MM | $-98.03MM | $-421.62MM |
| Financing Cash Flow | $273.05MM | $65.97MM | $131.76MM |
| Earnings Per Share** | $8.84 | $10.64 | $9.79 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.