Preferred Bank
General ticker "PFBC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.1B (TTM average)
Preferred Bank follows the US Stock Market performance with the rate: 47.2%.
Estimated limits based on current volatility of 0.9%: low 102.40$, high 104.35$
Factors to consider:
- Earnings expected soon, date: 2026-10-23 bmo
- Company pays dividends (quarterly): last record date 2026-10-05, amount 0.80$ (Y3.06%)
- Price in estimated range
- Earnings for 6 months up through Q2 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [81.13$, 112.49$]
- 2026-12-31 to 2027-12-31 estimated range: [81.86$, 114.44$]
Financial Metrics affecting the PFBC estimates:
- Negative: with PPE of 9.5 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 37.98 > 33.79
- Positive: 11.37 < Operating cash flow per share per price, % of 13.56
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 1.73
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Positive: 7.04 < Shareholder equity ratio, % of 10.39 <= 12.78
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Positive: Inventory ratio change, % of 0 <= 0
Short-term PFBC quotes
Long-term PFBC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $481.76MM | $520.43MM | $499.04MM |
| Operating Expenses | $271.13MM | $336.39MM | $309.49MM |
| Operating Income | $210.63MM | $184.03MM | $189.55MM |
| Non-Operating Income | $-0.78MM | $0.00MM | $0.00MM |
| Interest Expense | $188.61MM | $236.47MM | $215.64MM |
| Income(Loss) | $209.85MM | $184.03MM | $189.55MM |
| Taxes | $59.81MM | $53.37MM | $55.91MM |
| Net Income(Loss)* | $150.04MM | $130.66MM | $133.63MM |
| Stockholders Equity | $695.11MM | $763.15MM | $789.48MM |
| Assets | $6,659.28MM | $6,923.43MM | $7,601.16MM |
| Operating Cash Flow | $175.39MM | $164.52MM | $168.14MM |
| Capital expenditure | $2.42MM | $0.92MM | $1.35MM |
| Investing Cash Flow | $-98.03MM | $-421.62MM | $-623.80MM |
| Financing Cash Flow | $65.97MM | $131.76MM | $497.24MM |
| Earnings Per Share** | $10.64 | $9.79 | $10.61 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.