OP Bancorp
General ticker "OPBK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $203.6M (TTM average)
OP Bancorp follows the US Stock Market performance with the rate: 46.2%.
Estimated limits based on current volatility of 0.9%: low 14.88$, high 15.16$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-06, amount 0.14$ (Y3.69%)
- Total employees count: 231 (+4.1%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Cybersecurity threats, Geographic concentration, Economic downturns and volatility, Smaller business failure, Liquidity and credit risks
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [12.88$, 17.52$]
- 2026-12-31 to 2027-12-31 estimated range: [12.49$, 17.35$]
Financial Metrics affecting the OPBK estimates:
- Positive: with PPE of 8.4 at the end of fiscal year the price was very low
- Positive: Operating profit margin, % of 37.31 > 18.77
- Positive: 6.77 < Operating cash flow per share per price, % of 12.30
- Positive: -3.10 < Return on assets ratio (scaled to [-100,100]) of 0.96
- Negative: Shareholder equity ratio, % of 8.60 <= 18.97
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term OPBK quotes
Long-term OPBK plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $82.87MM | $82.03MM | $94.68MM |
| Operating Expenses | $49.38MM | $52.96MM | $59.35MM |
| Operating Income | $33.49MM | $29.08MM | $35.33MM |
| Interest Expense | $52.98MM | $72.01MM | $71.98MM |
| Income(Loss) | $33.49MM | $29.08MM | $35.33MM |
| Taxes | $9.57MM | $8.01MM | $9.69MM |
| Net Income(Loss)* | $23.92MM | $21.07MM | $25.64MM |
| Stockholders Equity | $192.63MM | $204.99MM | $227.89MM |
| Assets | $2,147.73MM | $2,366.01MM | $2,650.23MM |
| Operating Cash Flow | $67.76MM | $31.24MM | $26.16MM |
| Capital expenditure | $2.18MM | $1.56MM | $2.80MM |
| Investing Cash Flow | $-75.89MM | $-187.32MM | $-243.01MM |
| Financing Cash Flow | $16.37MM | $199.80MM | $249.22MM |
| Earnings Per Share** | $1.58 | $1.42 | $1.72 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.