National Bankshares, Inc.
General ticker "NKSH" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $196.1M (TTM average)
National Bankshares, Inc. follows the US Stock Market performance with the rate: 49.4%.
Estimated limits based on current volatility of 1.4%: low 34.14$, high 35.12$
Factors to consider:
- Company pays dividends (semi-annually): last record date 2026-05-26, amount 0.75$ (Y4.41%)
- Total employees count: 222 (-2.2%) as of 2023
- Top business risk factors: Liquidity and credit risks, Nonperforming assets, Cybersecurity threats, Third-party risks, External events
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [29.60$, 39.08$]
- 2026-12-31 to 2027-12-31 estimated range: [30.34$, 40.34$]
Financial Metrics affecting the NKSH estimates:
- Positive: with PPE of 13.0 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 22.46 > 18.39
- Positive: 6.59 < Operating cash flow per share per price, % of 8.29
- Positive: -3.75 < Return on assets ratio (scaled to [-100,100]) of 0.86
- Negative: Shareholder equity ratio, % of 10.13 <= 19.24
- Negative: Interest expense per share per price, % of 13.78 > 3.31
- Positive: Industry earnings per price (median), % of 7.25 > 4.45
- Negative: -0.16 < Industry inventory ratio change (median), % of 0
Short-term NKSH quotes
Long-term NKSH plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $47.32MM | $45.18MM | $85.31MM |
| Operating Expenses | $27.97MM | $69.06MM | $66.15MM |
| Operating Income | $19.35MM | $-23.88MM | $19.17MM |
| Non-Operating Income | $-0.68MM | $33.00MM | $0.00MM |
| Interest Expense | $21.55MM | $33.73MM | $29.75MM |
| Income(Loss) | $18.68MM | $9.12MM | $19.17MM |
| Taxes | $2.98MM | $1.50MM | $3.34MM |
| Net Income(Loss)* | $15.69MM | $7.62MM | $15.83MM |
| Stockholders Equity | $140.52MM | $156.41MM | $184.91MM |
| Assets | $1,655.37MM | $1,811.64MM | $1,824.51MM |
| Operating Cash Flow | $15.52MM | $9.44MM | $17.89MM |
| Capital expenditure | $1.49MM | $3.26MM | $2.74MM |
| Investing Cash Flow | $53.19MM | $15.79MM | $-39.18MM |
| Financing Cash Flow | $-53.54MM | $-3.71MM | $-27.58MM |
| Earnings Per Share** | $2.66 | $1.24 | $2.49 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.