MVB Financial Corp.
General ticker "MVBF" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $321.2M (TTM average)
MVB Financial Corp. follows the US Stock Market performance with the rate: 43.9%.
Estimated limits based on current volatility of 1.5%: low 29.91$, high 30.82$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-01, amount 0.17$ (Y2.20%)
- Total employees count: 403 (-11.0%) as of 2025
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Geographic concentration, Climate change and natural disasters, Market competition, Cybersecurity threats
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [25.59$, 35.82$]
- 2026-12-31 to 2027-12-31 estimated range: [27.03$, 37.79$]
Financial Metrics affecting the MVBF estimates:
- Positive: with PPE of 52.4 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 22.26 > 18.77
- Negative: Shareholder equity ratio, % of 10.09 <= 18.97
- Positive: 0.28 < Operating cash flow per share per price, % of 1.20
- Positive: Industry earnings per price (median), % of 7.57 > 4.32
- Negative: -0.75 < Inventory ratio change, % of 0
- Negative: Investing cash flow per share per price, % of -62.30 <= -14.39
- Positive: Industry operating profit margin (median), % of 24.03 > 9.99
Short-term MVBF quotes
Long-term MVBF plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $143.66MM | $152.05MM | $167.67MM |
| Operating Expenses | $115.70MM | $125.71MM | $130.36MM |
| Operating Income | $27.95MM | $26.34MM | $37.32MM |
| Non-Operating Income | $-0.66MM | $0.00MM | $-0.47MM |
| Interest Expense | $66.53MM | $76.64MM | $67.92MM |
| Income(Loss) | $27.29MM | $26.34MM | $36.85MM |
| Taxes | $5.07MM | $6.10MM | $9.93MM |
| Other Income(Loss) | $8.78MM | $0.00MM | $0.00MM |
| Net Income(Loss)* | $31.23MM | $20.09MM | $26.94MM |
| Stockholders Equity | $289.38MM | $305.68MM | $333.97MM |
| Assets | $3,313.88MM | $3,128.70MM | $3,308.92MM |
| Operating Cash Flow | $58.23MM | $-0.28MM | $4.03MM |
| Capital expenditure | $1.92MM | $1.62MM | $1.91MM |
| Investing Cash Flow | $88.25MM | $144.46MM | $-208.60MM |
| Financing Cash Flow | $211.47MM | $-224.49MM | $130.78MM |
| Earnings Per Share** | $2.46 | $1.56 | $2.11 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.