Commerce Bancshares, Inc.
General ticker "CBSH" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $7.4B (TTM average)
Commerce Bancshares, Inc. follows the US Stock Market performance with the rate: 4.2%.
Estimated limits based on current volatility of 1.2%: low 58.28$, high 59.71$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-05, amount 0.28$ (Y1.89%)
- Total employees count: 4693 (+2.2%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Interest rate risk, Liquidity and credit risks, Technology failures, Regulatory and compliance
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [39.26$, 54.84$]
- 2026-12-31 to 2027-12-31 estimated range: [37.82$, 52.91$]
Financial Metrics affecting the CBSH estimates:
- Negative: with PPE of 12.6 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 41.40 > 18.40
- Positive: 6.62 < Operating cash flow per share per price, % of 8.78
- Positive: Industry earnings per price (median), % of 7.28 > 4.44
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: -3.72 < Return on assets ratio (scaled to [-100,100]) of 1.70
- Positive: Shareholder equity ratio, % of 11.52 <= 19.19
Short-term CBSH quotes
Long-term CBSH plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $1,586.16MM | $1,663.62MM | $1,767.80MM |
| Operating Expenses | $966.43MM | $984.13MM | $1,035.96MM |
| Operating Income | $619.73MM | $679.49MM | $731.84MM |
| Interest Expense | $383.16MM | $429.31MM | $371.87MM |
| Income(Loss) | $619.73MM | $679.49MM | $731.84MM |
| Taxes | $134.55MM | $145.09MM | $161.14MM |
| Net Income(Loss)* | $477.06MM | $526.33MM | $566.25MM |
| Stockholders Equity | $2,944.12MM | $3,309.88MM | $3,791.37MM |
| Assets | $31,701.06MM | $31,996.63MM | $32,915.09MM |
| Operating Cash Flow | $488.77MM | $577.86MM | $645.14MM |
| Capital expenditure | $88.07MM | $46.13MM | $52.75MM |
| Investing Cash Flow | $2,183.83MM | $483.79MM | $-462.37MM |
| Financing Cash Flow | $-883.12MM | $-372.94MM | $-11.04MM |
| Earnings Per Share** | $3.49 | $3.92 | $4.08 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.