Hanover Bancorp, Inc.
General ticker "HNVR" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $168.0M (TTM average)
Hanover Bancorp, Inc. follows the US Stock Market performance with the rate: 52.1%.
Estimated limits based on current volatility of 1.6%: low 24.88$, high 25.68$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-06, amount 0.10$ (Y1.56%)
- Total employees count: 194 (+4.9%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Economic downturns and volatility, Market competition, Labor/talent shortage/retention, Operational and conduct risks
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [20.36$, 27.83$]
- 2026-12-31 to 2027-12-31 estimated range: [19.82$, 27.61$]
Financial Metrics affecting the HNVR estimates:
- Positive: with PPE of 17.3 at the end of fiscal year the price was neutral
- Positive: 11.29 < Operating profit margin, % of 13.58
- Positive: -0.55 < Return on assets ratio (scaled to [-100,100]) of 0.31
- Positive: 6.77 < Operating cash flow per share per price, % of 7.47
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Negative: 0 < Industry inventory ratio change (median), % of 0
- Positive: Inventory ratio change, % of 0 <= 0
Short-term HNVR quotes
Long-term HNVR plot with estimates
Financial data
| YTD | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Operating Revenue | $68.43MM | $73.32MM |
| Operating Expenses | $52.05MM | $63.37MM |
| Operating Income | $16.38MM | $9.95MM |
| Interest Expense | $79.93MM | $70.00MM |
| Income(Loss) | $16.38MM | $9.95MM |
| Taxes | $4.03MM | $2.47MM |
| Net Income(Loss)* | $12.35MM | $7.49MM |
| Stockholders Equity | $196.64MM | $200.27MM |
| Assets | $2,312.11MM | $2,383.10MM |
| Operating Cash Flow | $5.90MM | $13.05MM |
| Capital expenditure | $1.29MM | $0.87MM |
| Investing Cash Flow | $-45.82MM | $-27.95MM |
| Financing Cash Flow | $25.57MM | $60.94MM |
| Earnings Per Share** | $1.67 | $1.00 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.