Hanover Bancorp, Inc.
General ticker "HNVR" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $165.3M (TTM average)
Hanover Bancorp, Inc. follows the US Stock Market performance with the rate: 35.2%.
Estimated limits based on current volatility of 1.4%: low 22.94$, high 23.57$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-11, amount 0.10$ (Y1.71%)
- Total employees count: 185 as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Economic downturns and volatility, Market competition, Labor/talent shortage/retention, Operational and conduct risks
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [20.02$, 27.94$]
- 2026-12-31 to 2027-12-31 estimated range: [19.55$, 27.79$]
Financial Metrics affecting the HNVR estimates:
- Positive: with PPE of 17.4 at the end of fiscal year the price was neutral
- Positive: -4.95 < Operating profit margin, % of 6.95
- Positive: 6.65 < Operating cash flow per share per price, % of 7.42
- Negative: Shareholder equity ratio, % of 8.40 <= 19.44
- Positive: -3.52 < Return on assets ratio (scaled to [-100,100]) of 0.31
- Negative: Investing cash flow per share per price, % of -15.89 <= -14.22
- Negative: -0.74 < Inventory ratio change, % of 0
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term HNVR quotes
Long-term HNVR plot with estimates
Financial data
| YTD | 2024-12-31 | 2025-12-31 |
|---|---|---|
| Operating Revenue | $148.36MM | $143.32MM |
| Operating Expenses | $131.98MM | $133.37MM |
| Operating Income | $16.38MM | $9.95MM |
| Interest Expense | $79.93MM | $70.00MM |
| Income(Loss) | $16.38MM | $9.95MM |
| Taxes | $4.03MM | $2.47MM |
| Profit(Loss)* | $12.35MM | $7.49MM |
| Stockholders Equity | $196.64MM | $200.27MM |
| Assets | $2,312.11MM | $2,383.10MM |
| Operating Cash Flow | $5.90MM | $13.05MM |
| Capital expenditure | $1.29MM | $0.87MM |
| Investing Cash Flow | $-45.82MM | $-27.95MM |
| Financing Cash Flow | $25.57MM | $60.94MM |
| Earnings Per Share** | $1.67 | $1.00 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.