Investar Holding Corporation
General ticker "ISTR" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $289.5M (TTM average)
Investar Holding Corporation follows the US Stock Market performance with the rate: 52.0%.
Estimated limits based on current volatility of 0.9%: low 29.87$, high 30.39$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-30, amount 0.12$ (Y1.58%)
- Total employees count: 327 (0.0%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Interest rate risk, Loan delinquencies, Regulatory and compliance, Geographic concentration
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [23.70$, 32.15$]
- 2026-12-31 to 2027-12-31 estimated range: [23.72$, 32.73$]
Financial Metrics affecting the ISTR estimates:
- Positive: with PPE of 12.2 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 25.55 > 18.77
- Positive: 6.77 < Operating cash flow per share per price, % of 6.83
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
- Negative: Investing cash flow per share per price, % of -31.46 <= -14.39
- Positive: -3.10 < Return on assets ratio (scaled to [-100,100]) of 0.80
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term ISTR quotes
Long-term ISTR plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $81.06MM | $156.52MM | $90.24MM |
| Operating Expenses | $65.43MM | $132.12MM | $67.18MM |
| Operating Income | $15.63MM | $24.41MM | $23.06MM |
| Non-Operating Income | $4.80MM | $0.00MM | $4.83MM |
| Interest Expense | $58.68MM | $74.11MM | $63.24MM |
| Income(Loss) | $20.43MM | $24.41MM | $27.89MM |
| Taxes | $3.75MM | $4.15MM | $4.98MM |
| Net Income(Loss)* | $16.68MM | $20.25MM | $22.90MM |
| Stockholders Equity | $226.77MM | $241.30MM | $301.07MM |
| Assets | $2,815.16MM | $2,722.81MM | $2,833.05MM |
| Operating Cash Flow | $26.25MM | $15.93MM | $18.22MM |
| Capital expenditure | $1.07MM | $0.51MM | $1.38MM |
| Investing Cash Flow | $-73.49MM | $90.06MM | $-83.91MM |
| Financing Cash Flow | $38.99MM | $-110.08MM | $79.27MM |
| Earnings Per Share** | $1.69 | $2.06 | $2.33 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.