Five Star Bancorp
General ticker "FSBC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $636.5M (TTM average)
Five Star Bancorp follows the US Stock Market performance with the rate: 67.8%.
Estimated limits based on current volatility of 1.2%: low 37.05$, high 37.98$
Factors to consider:
- Earnings expected soon, date: 2026-01-26 bmo
- Company pays dividends (quarterly): last record date 2025-11-03, amount 0.20$ (Y2.12%)
- Total employees count: 210 (+13.5%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Market competition, Regulatory and compliance, Cybersecurity threats, Strategic risks and growth management
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [27.61$, 37.29$]
- 2025-12-31 to 2026-12-31 estimated range: [27.71$, 37.95$]
Financial Metrics affecting the FSBC estimates:
- Positive: with PPE of 13.3 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 30.50 > 18.33
- Positive: 6.63 < Operating cash flow per share per price, % of 8.44
- Negative: Shareholder equity ratio, % of 9.79 <= 19.35
- Positive: Industry operating cash flow per share per price (median), % of 10.65 > 10.14
- Positive: -3.57 < Return on assets ratio (scaled to [-100,100]) of 1.11
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Inventory ratio change, % of 0 <= 0
Short-term FSBC quotes
Long-term FSBC plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $123.79MM | $180.70MM | $212.20MM |
| Operating Expenses | $60.93MM | $114.08MM | $147.48MM |
| Operating Income | $62.86MM | $66.62MM | $64.72MM |
| Interest Expense | $14.85MM | $63.50MM | $87.24MM |
| Income(Loss) | $62.86MM | $66.62MM | $64.72MM |
| Taxes | $18.06MM | $18.88MM | $19.05MM |
| Profit(Loss)* | $44.80MM | $47.73MM | $45.67MM |
| Stockholders Equity | $252.82MM | $285.77MM | $396.62MM |
| Assets | $3,227.16MM | $3,593.12MM | $4,053.28MM |
| Operating Cash Flow | $45.98MM | $38.91MM | $51.79MM |
| Capital expenditure | $0.48MM | $0.65MM | $0.63MM |
| Investing Cash Flow | $-836.92MM | $-279.28MM | $-446.74MM |
| Financing Cash Flow | $625.61MM | $301.95MM | $425.73MM |
| Earnings Per Share** | $2.62 | $2.78 | $2.27 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.