Heritage Commerce Corp
General ticker "HTBK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $600.5M (TTM average)
Heritage Commerce Corp follows the US Stock Market performance with the rate: 61.1%.
Estimated limits based on current volatility of 1.4%: low 13.16$, high 13.54$
Factors to consider:
- Earnings expected soon, date: 2026-04-23 bmo
- Company pays dividends (quarterly): last record date 2026-03-25, amount 0.13$ (Y3.87%)
- Total employees count: 340 as of 2022
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Cybersecurity threats, Third-party risks, Labor/talent shortage/retention, Geographic concentration, Liquidity and credit risks
- Price in estimated range
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [10.64$, 14.04$]
- 2026-12-31 to 2027-12-31 estimated range: [11.06$, 14.69$]
Financial Metrics affecting the HTBK estimates:
- Positive: with PPE of 13.5 at the end of fiscal year the price was low
- Positive: 6.68 < Operating cash flow per share per price, % of 8.13
- Positive: Operating profit margin, % of 25.44 > 18.52
- Negative: Shareholder equity ratio, % of 12.29 <= 19.49
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.31
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry earnings per price (median), % of 6.86 > 4.54
- Negative: Investing cash flow per share per price, % of -56.87 <= -14.24
- Positive: Industry operating profit margin (median), % of 22.17 > 9.67
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
Short-term HTBK quotes
Long-term HTBK plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $243.30MM | $251.45MM | $266.14MM |
| Operating Expenses | $152.88MM | $194.77MM | $198.44MM |
| Operating Income | $90.42MM | $56.67MM | $67.70MM |
| Non-Operating Income | $0.00MM | $0.00MM | $0.09MM |
| Interest Expense | $51.07MM | $79.05MM | $71.62MM |
| Income(Loss) | $90.42MM | $56.67MM | $67.79MM |
| Taxes | $25.98MM | $16.15MM | $19.96MM |
| Profit(Loss)* | $64.44MM | $40.53MM | $47.83MM |
| Stockholders Equity | $672.90MM | $689.73MM | $708.57MM |
| Assets | $5,194.10MM | $5,645.01MM | $5,764.70MM |
| Operating Cash Flow | $73.01MM | $38.97MM | $61.67MM |
| Capital expenditure | $1.67MM | $1.62MM | $0.38MM |
| Investing Cash Flow | $70.18MM | $110.62MM | $-431.51MM |
| Financing Cash Flow | $-41.67MM | $410.40MM | $48.74MM |
| Earnings Per Share** | $1.06 | $0.66 | $0.78 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.