Heartland Financial USA Inc
General ticker "HTLF" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $2.9B
Heartland Financial USA Inc follows the US Stock Market performance with the rate: 71.3%.
Estimated limits based on current volatility of 2.0%: low 64.74$, high 67.28$
Factors to consider:
- Company pays dividends: last record date 2025-01-14, amount 0.30$ (Y1.86%)
- Company does not operate outside North America (retrieved using AI)
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [28.03$, 39.68$]
- 2024-12-30 to 2025-12-30 estimated range: [32.61$, 45.33$]
Financial Metrics affecting the HTLF estimates:
- Positive: Operating cash flow per share per price, % of 16.87 > 12.48
- Positive: Non-GAAP EPS, $ of 4.44 > 2.12
- Negative: Interest expense per share, $ of 7.41 > 0.66
Short-term HTLF quotes
Long-term HTLF plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $713.94MM | $799.70MM | $931.46MM |
| Operating Expenses | $440.86MM | $535.26MM | $834.68MM |
| Operating Income | $273.08MM | $264.44MM | $96.78MM |
| Non-Operating Income | $2.18MM | $3.32MM | $0.00MM |
| Interest Expense | $28.20MM | $76.42MM | $352.56MM |
| Income(Loss) | $275.26MM | $267.75MM | $96.78MM |
| Taxes | $55.34MM | $55.57MM | $16.86MM |
| Profit(Loss)* | $219.92MM | $212.18MM | $79.92MM |
| Stockholders Equity | $2,182.18MM | $1,735.06MM | $1,933.12MM |
| Inventory | $10,325.13MM | $11,318.87MM | $0.00MM |
| Assets | $19,274.55MM | $20,244.23MM | $19,411.71MM |
| Operating Cash Flow | $326.04MM | $388.01MM | $280.31MM |
| Capital expenditure | $17.20MM | $14.80MM | $7.06MM |
| Investing Cash Flow | $-1,525.10MM | $-1,813.04MM | $802.20MM |
| Financing Cash Flow | $1,296.76MM | $1,352.52MM | $-1,122.58MM |
| Earnings Per Share** | $5.20 | $4.99 | $1.68 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.