Ameris Bancorp
General ticker "ABCB" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $5.4B (TTM average)
Ameris Bancorp follows the US Stock Market performance with the rate: 60.8%.
Estimated limits based on current volatility of 0.8%: low 84.10$, high 85.54$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-30, amount 0.20$ (Y0.94%)
- Total employees count: 2673 (-0.7%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Market competition, Acquisition/divestiture risks, Liquidity and credit risks, Cybersecurity threats, Regulatory and compliance
- Earnings for 6 months up through Q2 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [61.22$, 82.62$]
- 2026-12-31 to 2027-12-31 estimated range: [58.88$, 80.90$]
Financial Metrics affecting the ABCB estimates:
- Positive: with PPE of 12.7 at the end of fiscal year the price was neutral
- Positive: 6.77 < Operating cash flow per share per price, % of 7.50
- Positive: 22.58 < Operating profit margin, % of 32.05
- Positive: Interest expense per share per price, % of 8.80 <= 10.35
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Positive: -40.59 < Investing cash flow per share per price, % of -25.04
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
- Positive: 12.78 < Shareholder equity ratio, % of 14.81 <= 25.20
Short-term ABCB quotes
Long-term ABCB plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $1,077.87MM | $1,632.90MM | $1,665.56MM |
| Operating Expenses | $720.94MM | $1,157.04MM | $1,131.80MM |
| Operating Income | $356.94MM | $475.86MM | $533.76MM |
| Interest Expense | $445.39MM | $529.09MM | $457.60MM |
| Income(Loss) | $356.94MM | $475.86MM | $533.76MM |
| Taxes | $87.83MM | $117.17MM | $121.61MM |
| Net Income(Loss)* | $269.11MM | $358.69MM | $412.15MM |
| Stockholders Equity | $3,426.75MM | $3,751.52MM | $4,076.03MM |
| Assets | $25,203.70MM | $26,262.05MM | $27,515.88MM |
| Operating Cash Flow | $568.96MM | $154.19MM | $390.18MM |
| Capital expenditure | $17.53MM | $13.48MM | $20.54MM |
| Investing Cash Flow | $-338.19MM | $-846.68MM | $-1,302.80MM |
| Financing Cash Flow | $-181.59MM | $745.56MM | $781.16MM |
| Earnings Per Share** | $3.90 | $5.21 | $6.02 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.