Wintrust Financial Corporation
General ticker "WTFC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $9.2B (TTM average)
Wintrust Financial Corporation follows the US Stock Market performance with the rate: 59.3%.
Estimated limits based on current volatility of 1.0%: low 150.59$, high 153.51$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-08-06, amount 0.55$ (Y1.43%)
- Total employees count: 5903 (+6.9%) as of 2024
- Company does not operate outside North America (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Reputation and brand risks, Acquisition/divestiture risks, Regulatory and compliance, Liquidity and credit risks
- Price in estimated range
- Earnings for 6 months up through Q2 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [118.40$, 161.98$]
- 2026-12-31 to 2027-12-31 estimated range: [116.03$, 161.22$]
Financial Metrics affecting the WTFC estimates:
- Negative: with PPE of 12.2 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 41.08 > 18.77
- Positive: 6.77 < Operating cash flow per share per price, % of 9.55
- Negative: Shareholder equity ratio, % of 10.20 <= 18.97
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry earnings per price (median), % of 7.57 > 4.32
- Positive: -3.10 < Return on assets ratio (scaled to [-100,100]) of 1.14
Short-term WTFC quotes
Long-term WTFC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $2,273.50MM | $2,451.27MM | $2,722.42MM |
| Operating Expenses | $1,428.42MM | $1,504.18MM | $1,604.01MM |
| Operating Income | $845.08MM | $947.09MM | $1,118.41MM |
| Interest Expense | $1,055.25MM | $1,515.06MM | $1,503.98MM |
| Income(Loss) | $845.08MM | $947.09MM | $1,118.41MM |
| Taxes | $222.46MM | $252.04MM | $294.56MM |
| Net Income(Loss)* | $622.63MM | $695.04MM | $823.84MM |
| Stockholders Equity | $5,399.53MM | $6,344.30MM | $7,258.72MM |
| Assets | $56,259.93MM | $64,879.67MM | $71,142.05MM |
| Operating Cash Flow | $744.38MM | $721.56MM | $910.35MM |
| Capital expenditure | $46.41MM | $86.03MM | $49.95MM |
| Investing Cash Flow | $-3,237.82MM | $-5,946.36MM | $-6,168.62MM |
| Financing Cash Flow | $2,425.94MM | $5,259.88MM | $5,267.68MM |
| Earnings Per Share** | $10.18 | $10.91 | $12.30 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.