Farmers & Merchants Bancorp, Inc.
General ticker "FMAO" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $350.4M (TTM average)
Farmers & Merchants Bancorp, Inc. follows the US Stock Market performance with the rate: 36.4%.
Estimated limits based on current volatility of 1.8%: low 25.24$, high 26.16$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-12-29, amount 0.23$ (Y3.64%)
- Total employees count: 473 as of 2024
- Top business risk factors: Liquidity and credit risks, Regulatory and compliance, Trade policy changes, Agricultural risks, Cybersecurity threats
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [26.73$, 37.10$]
- 2025-12-31 to 2026-12-31 estimated range: [26.02$, 36.95$]
Financial Metrics affecting the FMAO estimates:
- Positive: with PPE of 15.4 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 18.45 > 18.33
- Positive: 6.63 < Operating cash flow per share per price, % of 8.10
- Positive: Industry operating cash flow per share per price (median), % of 10.65 > 10.14
- Positive: Industry earnings per price (median), % of 6.50 > 4.45
- Negative: -0.18 < Industry inventory ratio change (median), % of 0
- Negative: Return on assets ratio (scaled to [-100,100]) of 0.76 <= 1.77
Short-term FMAO quotes
Long-term FMAO plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $102.58MM | $152.05MM | $176.56MM |
| Operating Expenses | $62.11MM | $123.69MM | $143.99MM |
| Operating Income | $40.48MM | $28.35MM | $32.57MM |
| Interest Expense | $14.36MM | $58.41MM | $77.66MM |
| Income(Loss) | $40.48MM | $28.35MM | $32.57MM |
| Taxes | $7.96MM | $5.57MM | $6.63MM |
| Profit(Loss)* | $32.52MM | $22.79MM | $25.94MM |
| Stockholders Equity | $298.14MM | $316.54MM | $335.21MM |
| Assets | $3,015.35MM | $3,283.23MM | $3,364.72MM |
| Operating Cash Flow | $40.67MM | $22.15MM | $32.47MM |
| Capital expenditure | $2.60MM | $10.93MM | $1.87MM |
| Investing Cash Flow | $-389.90MM | $-194.09MM | $-44.36MM |
| Financing Cash Flow | $252.82MM | $229.73MM | $46.04MM |
| Earnings Per Share** | $2.48 | $1.67 | $1.90 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.