First Financial Bankshares, Inc.
General ticker "FFIN" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $5.1B (TTM average)
First Financial Bankshares, Inc. follows the US Stock Market performance with the rate: 6.3%.
Estimated limits based on current volatility of 1.3%: low 31.96$, high 32.82$
Factors to consider:
- Earnings expected soon, date: 2026-01-22 bmo
- Company pays dividends (quarterly): last record date 2025-12-15, amount 0.19$ (Y2.34%)
- Total employees count: 1500 as of 2024
- Top business risk factors: Liquidity and credit risks, Cybersecurity threats, Market volatility, Labor/talent shortage/retention, New product risks
- Price in estimated range
- Earnings for 9 months up through Q3 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [29.47$, 39.61$]
- 2025-12-31 to 2026-12-31 estimated range: [28.69$, 39.29$]
Financial Metrics affecting the FFIN estimates:
- Positive: with PPE of 23.3 at the end of fiscal year the price was neutral
- Positive: Operating profit margin, % of 36.78 > 18.33
- Negative: Shareholder equity ratio, % of 11.49 <= 19.35
- Positive: Industry operating cash flow per share per price (median), % of 10.65 > 10.14
- Negative: Operating cash flow per share per price, % of 5.95 <= 6.63
- Positive: -14.19 < Investing cash flow per share per price, % of -14.17
- Negative: Interest expense per share per price, % of 3.89 > 3.31
- Positive: Industry earnings per price (median), % of 6.50 > 4.45
- Negative: -0.18 < Industry inventory ratio change (median), % of 0
Short-term FFIN quotes
Long-term FFIN plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $551.27MM | $622.31MM | $739.21MM |
| Operating Expenses | $270.39MM | $379.01MM | $467.37MM |
| Operating Income | $280.87MM | $243.30MM | $271.85MM |
| Interest Expense | $31.44MM | $144.26MM | $202.18MM |
| Income(Loss) | $280.87MM | $243.30MM | $271.85MM |
| Taxes | $46.40MM | $44.32MM | $48.34MM |
| Profit(Loss)* | $234.47MM | $198.98MM | $223.51MM |
| Stockholders Equity | $1,265.74MM | $1,498.90MM | $1,606.56MM |
| Assets | $12,974.07MM | $13,105.59MM | $13,979.42MM |
| Operating Cash Flow | $324.27MM | $284.82MM | $309.64MM |
| Capital expenditure | $15.78MM | $17.25MM | $16.72MM |
| Investing Cash Flow | $-838.00MM | $127.29MM | $-736.88MM |
| Financing Cash Flow | $315.82MM | $-206.20MM | $654.06MM |
| Earnings Per Share** | $1.64 | $1.39 | $1.56 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.