First Financial Bankshares, Inc.
General ticker "FFIN" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $4.7B (TTM average)
First Financial Bankshares, Inc. follows the US Stock Market performance with the rate: 8.5%.
Estimated limits based on current volatility of 1.4%: low 34.98$, high 35.92$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-12, amount 0.22$ (Y2.49%)
- Total employees count: 1600 (+6.7%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Cybersecurity threats, Market volatility, Labor/talent shortage/retention, New product risks
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [23.78$, 33.13$]
- 2026-12-31 to 2027-12-31 estimated range: [22.35$, 31.26$]
Financial Metrics affecting the FFIN estimates:
- Positive: with PPE of 17.4 at the end of fiscal year the price was low
- Positive: 6.62 < Operating cash flow per share per price, % of 6.79
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Shareholder equity ratio, % of 12.41 <= 19.19
- Positive: Operating profit margin, % of 49.36 > 18.40
- Positive: -3.72 < Return on assets ratio (scaled to [-100,100]) of 1.62
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry operating profit margin (median), % of 24.29 > 9.66
- Positive: Industry operating cash flow per share per price (median), % of 10.73 > 10.32
Short-term FFIN quotes
Long-term FFIN plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $489.73MM | $548.24MM | $627.23MM |
| Operating Expenses | $250.59MM | $281.38MM | $326.37MM |
| Operating Income | $239.14MM | $266.86MM | $300.86MM |
| Non-Operating Income | $4.16MM | $4.99MM | $8.74MM |
| Interest Expense | $144.26MM | $202.18MM | $201.59MM |
| Income(Loss) | $243.30MM | $271.85MM | $309.60MM |
| Taxes | $44.32MM | $48.34MM | $56.02MM |
| Net Income(Loss)* | $198.98MM | $223.51MM | $253.58MM |
| Stockholders Equity | $1,498.90MM | $1,606.56MM | $1,917.32MM |
| Assets | $13,105.59MM | $13,979.42MM | $15,446.48MM |
| Operating Cash Flow | $284.82MM | $309.64MM | $299.44MM |
| Capital expenditure | $17.25MM | $16.72MM | $13.44MM |
| Investing Cash Flow | $127.29MM | $-736.88MM | $-1,016.22MM |
| Financing Cash Flow | $-206.20MM | $654.06MM | $1,031.35MM |
| Earnings Per Share** | $1.39 | $1.56 | $1.77 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.