Lakeland Financial Corporation
General ticker "LKFN" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.6B (TTM average)
Lakeland Financial Corporation follows the US Stock Market performance with the rate: 4.0%.
Estimated limits based on current volatility of 1.3%: low 62.08$, high 63.70$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-04-25, amount 0.52$ (Y3.32%)
- Total employees count: 701 (+2.6%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Geographic concentration, Liquidity and credit risks, Regulatory and compliance, Agricultural risks
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [45.00$, 62.84$]
- 2026-12-31 to 2027-12-31 estimated range: [43.11$, 60.55$]
Financial Metrics affecting the LKFN estimates:
- Negative: with PPE of 14.6 at the end of fiscal year the price was very high
- Positive: Operating profit margin, % of 46.69 > 18.65
- Positive: 6.73 < Operating cash flow per share per price, % of 7.66
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
- Positive: -3.09 < Return on assets ratio (scaled to [-100,100]) of 1.46
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry earnings per price (median), % of 7.27 > 4.29
- Negative: Investing cash flow per share per price, % of -21.69 <= -14.26
Short-term LKFN quotes
Long-term LKFN plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $246.89MM | $253.52MM | $268.99MM |
| Operating Expenses | $136.56MM | $141.83MM | $143.41MM |
| Operating Income | $110.33MM | $111.69MM | $125.58MM |
| Interest Expense | $146.23MM | $176.48MM | $152.72MM |
| Income(Loss) | $110.33MM | $111.69MM | $125.58MM |
| Taxes | $16.57MM | $18.21MM | $22.22MM |
| Net Income(Loss)* | $93.77MM | $93.48MM | $103.36MM |
| Stockholders Equity | $649.70MM | $683.82MM | $762.40MM |
| Assets | $6,524.03MM | $6,678.37MM | $6,990.02MM |
| Operating Cash Flow | $113.98MM | $102.48MM | $114.89MM |
| Capital expenditure | $5.99MM | $8.63MM | $11.12MM |
| Investing Cash Flow | $-54.93MM | $-164.24MM | $-325.42MM |
| Financing Cash Flow | $-37.51MM | $78.13MM | $183.65MM |
| Earnings Per Share** | $3.66 | $3.64 | $4.03 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.