Esquire Financial Holdings, Inc.
General ticker "ESQ" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $810.8M (TTM average)
Esquire Financial Holdings, Inc. follows the US Stock Market performance with the rate: 49.9%.
Estimated limits based on current volatility of 1.5%: low 107.13$, high 110.37$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-05-15, amount 0.20$ (Y0.75%)
- Total employees count: 138 (-1.4%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Reputation and brand risks, Supply chain disruptions, Strategic risks and growth management, Labor/talent shortage/retention
- Price in estimated range
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [82.52$, 112.34$]
- 2026-12-31 to 2027-12-31 estimated range: [77.42$, 107.65$]
Financial Metrics affecting the ESQ estimates:
- Negative: with PPE of 18.4 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 44.79 > 18.39
- Positive: Industry earnings per price (median), % of 7.25 > 4.45
- Positive: 1.81 < Return on assets ratio (scaled to [-100,100]) of 2.10
- Positive: Industry operating profit margin (median), % of 22.72 > 9.60
- Negative: Shareholder equity ratio, % of 12.24 <= 19.24
- Positive: Interest expense per share per price, % of 1.96 <= 3.31
- Negative: -0.75 < Inventory ratio change, % of 0
Short-term ESQ quotes
Long-term ESQ plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $113.52MM | $138.27MM | $146.56MM |
| Operating Expenses | $57.64MM | $78.99MM | $80.91MM |
| Operating Income | $55.88MM | $59.28MM | $65.65MM |
| Interest Expense | $8.12MM | $13.44MM | $17.94MM |
| Income(Loss) | $55.88MM | $59.28MM | $65.65MM |
| Taxes | $14.87MM | $15.62MM | $14.83MM |
| Net Income(Loss)* | $41.01MM | $43.66MM | $50.82MM |
| Stockholders Equity | $198.56MM | $237.09MM | $289.60MM |
| Assets | $1,616.88MM | $1,892.50MM | $2,365.66MM |
| Operating Cash Flow | $42.40MM | $42.21MM | $59.84MM |
| Capital expenditure | $3.00MM | $3.15MM | $3.16MM |
| Investing Cash Flow | $-215.40MM | $-308.27MM | $-362.09MM |
| Financing Cash Flow | $174.09MM | $227.17MM | $411.81MM |
| Earnings Per Share** | $5.32 | $5.58 | $5.84 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.