Esquire Financial Holdings, Inc.
General ticker "ESQ" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $707.2M (TTM average)
Esquire Financial Holdings, Inc. follows the US Stock Market performance with the rate: 64.1%.
Estimated limits based on current volatility of 1.6%: low 100.39$, high 103.72$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-02-13, amount 0.20$ (Y0.79%)
- Total employees count: 138 (-1.4%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Reputation and brand risks, Supply chain disruptions, Strategic risks and growth management, Labor/talent shortage/retention
- Current price 18.1% above estimated high
- Earnings for 12 months up through Q4 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [60.70$, 82.83$]
- 2025-12-31 to 2026-12-31 estimated range: [62.52$, 86.10$]
Financial Metrics affecting the ESQ estimates:
- Negative: with PPE of 15.3 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 42.87 > 18.38
- Positive: 6.64 < Operating cash flow per share per price, % of 6.84
- Negative: Shareholder equity ratio, % of 12.53 <= 19.40
- Positive: Industry operating cash flow per share per price (median), % of 10.58 > 10.29
- Positive: 1.87 < Return on assets ratio (scaled to [-100,100]) of 2.25
- Positive: Industry earnings per price (median), % of 6.49 > 4.49
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry operating profit margin (median), % of 20.70 > 9.59
Short-term ESQ quotes
Long-term ESQ plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $85.92MM | $121.64MM | $138.27MM |
| Operating Expenses | $47.12MM | $65.76MM | $78.99MM |
| Operating Income | $38.80MM | $55.88MM | $59.28MM |
| Interest Expense | $1.65MM | $8.12MM | $13.44MM |
| Income(Loss) | $38.80MM | $55.88MM | $59.28MM |
| Taxes | $10.28MM | $14.87MM | $15.62MM |
| Profit(Loss)* | $28.52MM | $41.01MM | $43.66MM |
| Stockholders Equity | $158.16MM | $198.56MM | $237.09MM |
| Assets | $1,395.64MM | $1,616.88MM | $1,892.50MM |
| Operating Cash Flow | $38.80MM | $42.40MM | $42.21MM |
| Capital expenditure | $1.24MM | $3.00MM | $3.15MM |
| Investing Cash Flow | $-221.50MM | $-215.40MM | $-308.27MM |
| Financing Cash Flow | $197.67MM | $174.09MM | $227.17MM |
| Earnings Per Share** | $3.73 | $5.32 | $5.58 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.