ECB Bancorp, Inc.
General ticker "ECBK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $127.4M (TTM average)
ECB Bancorp, Inc. follows the US Stock Market performance with the rate: 44.2%.
Estimated limits based on current volatility of 1.0%: low 16.92$, high 17.25$
Factors to consider:
- Total employees count: 68 (+3.0%) as of 2023
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Interest rate fluctuations, Liquidity and credit risks, Regulatory and compliance, Market competition
- Price in estimated range
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [14.03$, 20.23$]
- 2025-12-31 to 2026-12-31 estimated range: [15.13$, 21.75$]
Financial Metrics affecting the ECBK estimates:
- Positive: with PPE of 31.6 at the end of fiscal year the price was low
- Positive: 7.67 < Operating profit margin, % of 7.87
- Negative: Investing cash flow per share per price, % of -77.26 <= -14.22
- Negative: Operating cash flow per share per price, % of 5.11 <= 6.64
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Shareholder equity ratio, % of 11.87 <= 19.40
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: -3.43 < Return on assets ratio (scaled to [-100,100]) of 0.28
Short-term ECBK quotes
Long-term ECBK plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $30.56MM | $55.83MM | $68.27MM |
| Operating Expenses | $27.06MM | $49.84MM | $62.90MM |
| Operating Income | $3.50MM | $5.99MM | $5.37MM |
| Interest Expense | $5.51MM | $29.99MM | $42.06MM |
| Income(Loss) | $3.50MM | $5.99MM | $5.37MM |
| Taxes | $0.78MM | $1.53MM | $1.38MM |
| Profit(Loss)* | $2.72MM | $4.46MM | $3.99MM |
| Stockholders Equity | $162.73MM | $164.90MM | $168.27MM |
| Assets | $1,064.46MM | $1,280.34MM | $1,418.15MM |
| Operating Cash Flow | $7.77MM | $6.43MM | $6.30MM |
| Capital expenditure | $0.22MM | $0.34MM | $0.06MM |
| Investing Cash Flow | $-389.34MM | $-157.29MM | $-95.29MM |
| Financing Cash Flow | $390.64MM | $207.84MM | $127.57MM |
| Earnings Per Share** | $0.32 | $0.53 | $0.48 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.