ECB Bancorp, Inc.
General ticker "ECBK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $140.9M (TTM average)
ECB Bancorp, Inc. follows the US Stock Market performance with the rate: 57.4%.
Estimated limits based on current volatility of 1.6%: low 19.62$, high 20.24$
Factors to consider:
- Total employees count: 64 (0.0%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Pandemic risks, Loan delinquencies, Financing access, Real estate values
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [15.77$, 21.23$]
- 2026-12-31 to 2027-12-31 estimated range: [15.88$, 21.68$]
Financial Metrics affecting the ECBK estimates:
- Positive: with PPE of 18.6 at the end of fiscal year the price was neutral
- Positive: 22.58 < Operating profit margin, % of 31.22
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Positive: 4.90 < Operating cash flow per share per price, % of 6.58
- Positive: Industry earnings per price (median), % of 7.57 > 6.58
- Positive: -0.55 < Return on assets ratio (scaled to [-100,100]) of 0.48
Short-term ECBK quotes
Long-term ECBK plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $25.84MM | $26.21MM | $33.24MM |
| Operating Expenses | $19.86MM | $20.84MM | $22.86MM |
| Operating Income | $5.99MM | $5.37MM | $10.38MM |
| Interest Expense | $29.99MM | $42.06MM | $46.26MM |
| Income(Loss) | $5.99MM | $5.37MM | $10.38MM |
| Taxes | $1.53MM | $1.38MM | $2.61MM |
| Net Income(Loss)* | $4.46MM | $3.99MM | $7.77MM |
| Stockholders Equity | $164.90MM | $168.27MM | $171.93MM |
| Assets | $1,280.34MM | $1,418.15MM | $1,605.65MM |
| Operating Cash Flow | $6.43MM | $6.23MM | $9.22MM |
| Capital expenditure | $0.34MM | $0.06MM | $0.21MM |
| Investing Cash Flow | $-157.29MM | $-95.29MM | $-259.90MM |
| Financing Cash Flow | $207.84MM | $127.64MM | $179.99MM |
| Earnings Per Share** | $0.53 | $0.48 | $0.96 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.