CoastalSouth Bancshares, Inc.
General ticker "COSO" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $274.8M (TTM average)
CoastalSouth Bancshares, Inc. follows the US Stock Market performance with the rate: 51.8%.
Estimated limits based on current volatility of 1.4%: low 26.71$, high 27.49$
Factors to consider:
- Company pays dividends (irregularly): last record date 2026-05-14, amount 0.05$ (Y0.19%)
- Total employees count: 196 as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Liquidity and credit risks, Real estate market risks, Regulatory and compliance
- Price in estimated range
- Earnings for 3 months up through Q1 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [19.97$, 26.82$]
- 2026-12-31 to 2027-12-31 estimated range: [19.59$, 26.71$]
Financial Metrics affecting the COSO estimates:
- Positive: with PPE of 11.1 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 22.71 > 12.93
- Positive: Operating profit margin, % of 37.94 > 18.40
- Negative: Shareholder equity ratio, % of 11.25 <= 19.19
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Negative: Interest expense per share per price, % of 19.36 > 3.34
- Negative: Return on assets ratio (scaled to [-100,100]) of 1.07 <= 1.77
- Positive: Industry operating cash flow per share per price (median), % of 10.73 > 10.32
Short-term COSO quotes
Long-term COSO plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $114.38MM | $129.72MM | $82.06MM |
| Operating Expenses | $82.89MM | $102.50MM | $50.93MM |
| Operating Income | $31.50MM | $27.21MM | $31.14MM |
| Interest Expense | $42.72MM | $58.33MM | $53.82MM |
| Income(Loss) | $31.50MM | $27.21MM | $31.14MM |
| Taxes | $7.02MM | $5.31MM | $6.24MM |
| Net Income(Loss)* | $24.48MM | $21.90MM | $24.89MM |
| Stockholders Equity | $156.04MM | $195.23MM | $259.53MM |
| Assets | $2,028.60MM | $2,098.71MM | $2,306.59MM |
| Operating Cash Flow | $37.14MM | $-12.67MM | $63.13MM |
| Capital expenditure | $0.31MM | $1.41MM | $1.83MM |
| Investing Cash Flow | $-176.35MM | $-17.31MM | $-224.09MM |
| Financing Cash Flow | $158.80MM | $49.39MM | $172.77MM |
| Earnings Per Share** | $2.61 | $2.15 | $2.16 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.