Provident Financial Services, Inc.
General ticker "PFS" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $2.3B (TTM average)
Provident Financial Services, Inc. follows the US Stock Market performance with the rate: 69.6%.
Estimated limits based on current volatility of 1.7%: low 20.90$, high 21.61$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-02-13, amount 0.24$ (Y4.52%)
- Total employees count: 1753 (+58.1%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Market decline, Unemployment rates, Rising interest rates, Geographic concentration
- Price in estimated range
- Earnings for 12 months up through Q4 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [17.92$, 24.28$]
- 2025-12-31 to 2026-12-31 estimated range: [18.45$, 25.14$]
Financial Metrics affecting the PFS estimates:
- Positive: with PPE of 15.6 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 20.39 > 12.96
- Negative: Shareholder equity ratio, % of 10.82 <= 19.40
- Positive: 7.67 < Operating profit margin, % of 13.12
- Positive: Industry operating cash flow per share per price (median), % of 10.58 > 10.29
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Investing cash flow per share per price, % of 24.28 > -0.63
Short-term PFS quotes
Long-term PFS plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $553.97MM | $695.65MM | $1,140.25MM |
| Operating Expenses | $313.86MM | $519.87MM | $990.64MM |
| Operating Income | $240.11MM | $175.78MM | $149.62MM |
| Interest Expense | $48.63MM | $216.37MM | $445.52MM |
| Income(Loss) | $240.11MM | $175.78MM | $149.62MM |
| Taxes | $64.46MM | $47.38MM | $34.09MM |
| Profit(Loss)* | $175.65MM | $128.40MM | $115.53MM |
| Stockholders Equity | $1,597.70MM | $1,690.60MM | $2,601.21MM |
| Assets | $13,783.44MM | $14,210.81MM | $24,051.83MM |
| Operating Cash Flow | $200.31MM | $173.40MM | $426.38MM |
| Capital expenditure | $9.41MM | $7.49MM | $1.31MM |
| Investing Cash Flow | $-647.56MM | $-469.60MM | $507.67MM |
| Financing Cash Flow | $-78.70MM | $289.95MM | $-908.37MM |
| Earnings Per Share** | $2.35 | $1.72 | $1.05 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.