Provident Financial Services, Inc.
General ticker "PFS" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $2.6B (TTM average)
Provident Financial Services, Inc. follows the US Stock Market performance with the rate: 54.6%.
Estimated limits based on current volatility of 1.1%: low 23.65$, high 24.16$
Factors to consider:
- Earnings expected soon, date: 2026-07-29 amc
- Company pays dividends (quarterly): last record date 2026-05-15, amount 0.24$ (Y3.99%)
- Total employees count: 1753 (+58.1%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Deteriorating economy, Real estate decline, Rising unemployment, Interest rate risk, Real estate concentration
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [18.13$, 23.99$]
- 2026-12-31 to 2027-12-31 estimated range: [18.02$, 24.16$]
Financial Metrics affecting the PFS estimates:
- Positive: with PPE of 9.1 at the end of fiscal year the price was neutral
- Positive: Operating cash flow per share per price, % of 16.53 > 12.93
- Positive: Operating profit margin, % of 46.89 > 18.40
- Positive: -3.72 < Return on assets ratio (scaled to [-100,100]) of 1.15
- Positive: Industry operating profit margin (median), % of 24.29 > 9.66
- Negative: Shareholder equity ratio, % of 11.34 <= 19.19
- Positive: Industry operating cash flow per share per price (median), % of 10.73 > 10.32
- Negative: -0.75 < Inventory ratio change, % of 0
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
Short-term PFS quotes
Long-term PFS plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $479.28MM | $694.73MM | $870.40MM |
| Operating Expenses | $303.50MM | $545.11MM | $462.24MM |
| Operating Income | $175.78MM | $149.62MM | $408.16MM |
| Interest Expense | $216.37MM | $445.52MM | $512.21MM |
| Income(Loss) | $175.78MM | $149.62MM | $408.16MM |
| Taxes | $47.38MM | $34.09MM | $117.00MM |
| Net Income(Loss)* | $128.40MM | $115.53MM | $291.16MM |
| Stockholders Equity | $1,690.60MM | $2,601.21MM | $2,833.21MM |
| Assets | $14,210.81MM | $24,051.83MM | $24,980.71MM |
| Operating Cash Flow | $173.40MM | $426.38MM | $442.26MM |
| Capital expenditure | $7.49MM | $1.31MM | $11.54MM |
| Investing Cash Flow | $-469.60MM | $507.67MM | $-1,052.33MM |
| Financing Cash Flow | $289.95MM | $-908.37MM | $615.62MM |
| Earnings Per Share** | $1.72 | $1.05 | $2.23 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.