Provident Financial Services, Inc.
General ticker "PFS" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $2.8B (TTM average)
Provident Financial Services, Inc. follows the US Stock Market performance with the rate: 51.2%.
Estimated limits based on current volatility of 0.9%: low 21.98$, high 22.37$
Factors to consider:
- Earnings expected soon, date: 2026-10-28 amc
- Company pays dividends (quarterly): last record date 2026-08-14, amount 0.24$ (Y4.32%)
- Total employees count: 1817 (+3.7%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economy decline, Real estate value decline, High unemployment, Interest rate risk, Real estate concentration
- Price in estimated range
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [18.02$, 23.71$]
- 2026-12-31 to 2027-12-31 estimated range: [18.02$, 23.99$]
Financial Metrics affecting the PFS estimates:
- Positive: with PPE of 9.0 at the end of fiscal year the price was neutral
- Positive: 15.29 < Operating cash flow per share per price, % of 16.72
- Positive: Operating profit margin, % of 46.89 > 33.79
- Positive: -40.59 < Investing cash flow per share per price, % of -39.78
- Positive: 9.52 < Industry operating cash flow per share per price (median), % of 10.78
- Positive: 7.04 < Shareholder equity ratio, % of 11.34 <= 12.78
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
- Positive: 0.90 < Return on assets ratio (scaled to [-100,100]) of 1.15
Short-term PFS quotes
Long-term PFS plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $479.28MM | $694.73MM | $870.40MM |
| Operating Expenses | $303.50MM | $545.11MM | $462.24MM |
| Operating Income | $175.78MM | $149.62MM | $408.16MM |
| Interest Expense | $216.37MM | $445.52MM | $512.21MM |
| Income(Loss) | $175.78MM | $149.62MM | $408.16MM |
| Taxes | $47.38MM | $34.09MM | $117.00MM |
| Net Income(Loss)* | $128.40MM | $115.53MM | $291.16MM |
| Stockholders Equity | $1,690.60MM | $2,601.21MM | $2,833.21MM |
| Assets | $14,210.81MM | $24,051.83MM | $24,980.71MM |
| Operating Cash Flow | $173.40MM | $426.38MM | $442.26MM |
| Capital expenditure | $7.49MM | $1.31MM | $11.54MM |
| Investing Cash Flow | $-469.60MM | $507.67MM | $-1,052.33MM |
| Financing Cash Flow | $289.95MM | $-908.37MM | $615.62MM |
| Earnings Per Share** | $1.72 | $1.05 | $2.23 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.