Columbia Financial, Inc.
General ticker "CLBK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.6B (TTM average)
Columbia Financial, Inc. follows the US Stock Market performance with the rate: 58.2%.
Estimated limits based on current volatility of 1.0%: low 19.90$, high 20.30$
Factors to consider:
- Total employees count: 755 (-8.8%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Financing risks, Economic downturns and volatility, Strategic risks and growth management, Acquisition/divestiture risks, Liquidity and credit risks
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [14.30$, 18.53$]
- 2026-12-31 to 2027-12-31 estimated range: [14.08$, 18.47$]
Financial Metrics affecting the CLBK estimates:
- Positive: with PPE of 31.7 at the end of fiscal year the price was very low
- Positive: 7.60 < Operating profit margin, % of 11.86
- Negative: Shareholder equity ratio, % of 10.53 <= 19.44
- Positive: -3.52 < Return on assets ratio (scaled to [-100,100]) of 0.47
- Negative: Interest expense per share per price, % of 14.34 > 3.30
- Negative: Investing cash flow per share per price, % of -27.67 <= -14.22
- Negative: Operating cash flow per share per price, % of 4.17 <= 6.65
- Positive: Industry operating cash flow per share per price (median), % of 10.74 > 10.38
Short-term CLBK quotes
Long-term CLBK plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $422.36MM | $453.32MM | $507.44MM |
| Operating Expenses | $376.31MM | $469.23MM | $447.28MM |
| Operating Income | $46.05MM | $-15.91MM | $60.16MM |
| Interest Expense | $189.10MM | $273.44MM | $235.40MM |
| Income(Loss) | $46.05MM | $-15.91MM | $60.16MM |
| Taxes | $9.96MM | $-4.26MM | $8.39MM |
| Profit(Loss)* | $36.09MM | $-11.65MM | $51.77MM |
| Stockholders Equity | $1,040.34MM | $1,080.38MM | $1,160.73MM |
| Assets | $10,645.57MM | $10,475.49MM | $11,018.79MM |
| Operating Cash Flow | $40.72MM | $33.32MM | $68.40MM |
| Capital expenditure | $7.63MM | $7.45MM | $9.84MM |
| Investing Cash Flow | $39.65MM | $39.47MM | $-454.16MM |
| Financing Cash Flow | $163.66MM | $-206.81MM | $437.35MM |
| Earnings Per Share** | $0.35 | $-0.11 | $0.51 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.