Columbia Financial, Inc.
General ticker "CLBK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.8B (TTM average)
Columbia Financial, Inc. follows the US Stock Market performance with the rate: 57.7%.
Estimated limits based on current volatility of 1.8%: low 10.89$, high 11.29$
Factors to consider:
- Company pays dividends (irregularly): last record date 2026-08-12, amount 0.05$ (Y0.44%)
- Total employees count: 755 (-8.8%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Acquisition/divestiture risks, Commercial loan risk, Economic downturns and volatility, Strategic risks and growth management, Liquidity and credit risks
- Current price 32.3% above estimated high
- Earnings for 6 months up through Q2 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [6.70$, 8.63$]
- 2026-12-31 to 2027-12-31 estimated range: [6.91$, 8.94$]
Financial Metrics affecting the CLBK estimates:
- Positive: with PPE of 31.4 at the end of fiscal year the price was neutral
- Positive: 15.80 < Operating profit margin, % of 21.99
- Positive: -0.55 < Return on assets ratio (scaled to [-100,100]) of 0.47
- Positive: -40.59 < Investing cash flow per share per price, % of -28.06
- Positive: 14.78 < Industry operating profit margin (median), % of 24.03
- Positive: 2.37 < Operating cash flow per share per price, % of 4.23
- Positive: 7.04 < Shareholder equity ratio, % of 10.53 <= 12.78
- Positive: Inventory ratio change, % of 0 <= 0
- Negative: Industry operating cash flow per share per price (median), % of 10.78 <= 11.51
Short-term CLBK quotes
Long-term CLBK plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $422.36MM | $453.32MM | $258.70MM |
| Operating Expenses | $376.31MM | $469.23MM | $201.80MM |
| Operating Income | $46.05MM | $-15.91MM | $56.90MM |
| Non-Operating Income | $0.00MM | $0.00MM | $11.09MM |
| Interest Expense | $189.10MM | $273.44MM | $235.40MM |
| Income(Loss) | $46.05MM | $-15.91MM | $67.99MM |
| Taxes | $9.96MM | $-4.26MM | $16.22MM |
| Net Income(Loss)* | $36.09MM | $-11.65MM | $51.77MM |
| Stockholders Equity | $1,040.34MM | $1,080.38MM | $1,160.73MM |
| Assets | $10,645.57MM | $10,475.49MM | $11,018.79MM |
| Operating Cash Flow | $40.72MM | $33.32MM | $68.40MM |
| Capital expenditure | $7.63MM | $7.45MM | $9.84MM |
| Investing Cash Flow | $39.65MM | $39.47MM | $-454.16MM |
| Financing Cash Flow | $163.66MM | $-206.81MM | $437.35MM |
| Earnings Per Share** | $0.16 | $-0.05 | $0.23 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.