Columbia Financial, Inc.
General ticker "CLBK" information:
- Sector: Financials
- Industry: Banks
- Capitalization: $1.5B (TTM average)
Columbia Financial, Inc. follows the US Stock Market performance with the rate: 36.2%.
Estimated limits based on current volatility of 1.4%: low 16.50$, high 16.96$
Factors to consider:
- Total employees count: 708 (-1.7%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Financing risks, Economic downturns and volatility, Strategic risks and growth management, Acquisition/divestiture risks, Liquidity and credit risks
- Earnings for 9 months up through Q3 are below our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [15.95$, 21.33$]
- 2025-12-31 to 2026-12-31 estimated range: [16.69$, 22.42$]
Financial Metrics affecting the CLBK estimates:
- Positive: with PPE of 72.4 at the end of fiscal year the price was very low
- Positive: -3.60 < Operating profit margin, % of -3.39
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.33
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
- Negative: Shareholder equity ratio, % of 10.31 <= 18.93
- Positive: Investing cash flow per share per price, % of 2.44 > -0.66
- Negative: Interest expense per share per price, % of 16.89 > 3.41
- Negative: Operating cash flow per share per price, % of 2.06 <= 6.82
- Negative: Return on assets ratio (scaled to [-100,100]) of -0.11 <= 1.87
- Negative: -0.75 < Inventory ratio change, % of 0
Short-term CLBK quotes
Long-term CLBK plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $340.07MM | $422.36MM | $453.32MM |
| Operating Expenses | $223.19MM | $376.31MM | $469.23MM |
| Operating Income | $116.88MM | $46.05MM | $-15.91MM |
| Interest Expense | $42.89MM | $189.10MM | $273.44MM |
| Income(Loss) | $116.88MM | $46.05MM | $-15.91MM |
| Taxes | $30.70MM | $9.96MM | $-4.26MM |
| Profit(Loss)* | $86.17MM | $36.09MM | $-11.65MM |
| Stockholders Equity | $1,053.60MM | $1,040.34MM | $1,080.38MM |
| Assets | $10,408.17MM | $10,645.57MM | $10,475.49MM |
| Operating Cash Flow | $142.16MM | $40.72MM | $33.32MM |
| Capital expenditure | $7.20MM | $7.63MM | $7.45MM |
| Investing Cash Flow | $-614.73MM | $39.65MM | $39.47MM |
| Financing Cash Flow | $580.83MM | $163.66MM | $-206.81MM |
| Earnings Per Share** | $0.82 | $0.35 | $-0.11 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.