Columbia Financial, Inc.
General ticker "CLBK" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $1.6B (TTM average)
Columbia Financial, Inc. follows the US Stock Market performance with the rate: 59.0%.
Estimated limits based on current volatility of 1.5%: low 21.13$, high 21.77$
Factors to consider:
- Total employees count: 755 (-8.8%) as of 2024
- Top business risk factors: Acquisition/divestiture risks, Commercial loan risks, Economic downturns and volatility, Strategic risks and growth management, Liquidity and credit risks
- Current price 19.8% above estimated high
- Earnings for 3 months up through Q1 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [13.79$, 17.87$]
- 2026-12-31 to 2027-12-31 estimated range: [13.41$, 17.62$]
Financial Metrics affecting the CLBK estimates:
- Positive: with PPE of 31.7 at the end of fiscal year the price was low
- Positive: Operating profit margin, % of 21.99 > 18.40
- Positive: -3.72 < Return on assets ratio (scaled to [-100,100]) of 0.47
- Positive: Industry earnings per price (median), % of 7.28 > 4.44
- Positive: -0.03 < Operating cash flow per share per price, % of 4.17
- Negative: -0.75 < Inventory ratio change, % of 0
Short-term CLBK quotes
Long-term CLBK plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $422.36MM | $453.32MM | $258.70MM |
| Operating Expenses | $376.31MM | $469.23MM | $201.80MM |
| Operating Income | $46.05MM | $-15.91MM | $56.90MM |
| Non-Operating Income | $0.00MM | $0.00MM | $11.09MM |
| Interest Expense | $189.10MM | $273.44MM | $235.40MM |
| Income(Loss) | $46.05MM | $-15.91MM | $67.99MM |
| Taxes | $9.96MM | $-4.26MM | $16.22MM |
| Net Income(Loss)* | $36.09MM | $-11.65MM | $51.77MM |
| Stockholders Equity | $1,040.34MM | $1,080.38MM | $1,160.73MM |
| Assets | $10,645.57MM | $10,475.49MM | $11,018.79MM |
| Operating Cash Flow | $40.72MM | $33.32MM | $68.40MM |
| Capital expenditure | $7.63MM | $7.45MM | $9.84MM |
| Investing Cash Flow | $39.65MM | $39.47MM | $-454.16MM |
| Financing Cash Flow | $163.66MM | $-206.81MM | $437.35MM |
| Earnings Per Share** | $0.35 | $-0.11 | $0.51 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.