Nicolet Bankshares, Inc.
General ticker "NIC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $2.0B (TTM average)
Nicolet Bankshares, Inc. follows the US Stock Market performance with the rate: 44.5%.
Estimated limits based on current volatility of 1.5%: low 143.96$, high 148.34$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-03-02, amount 0.32$ (Y0.87%)
- Total employees count: 978 (+0.2%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Liquidity and credit risks, Market competition, Operational and conduct risks, Expansion risks, Organic growth challenges
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [98.73$, 134.90$]
- 2026-12-31 to 2027-12-31 estimated range: [93.80$, 130.10$]
Financial Metrics affecting the NIC estimates:
- Negative: with PPE of 12.8 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 33.83 > 18.52
- Positive: 6.68 < Operating cash flow per share per price, % of 8.15
- Negative: Shareholder equity ratio, % of 13.69 <= 19.49
- Positive: Industry operating cash flow per share per price (median), % of 10.66 > 10.31
- Positive: Industry earnings per price (median), % of 6.86 > 4.54
- Negative: Return on assets ratio (scaled to [-100,100]) of 1.61 <= 1.88
- Positive: -14.24 < Investing cash flow per share per price, % of -12.24
- Positive: Industry inventory ratio change (median), % of 0 <= 0
Short-term NIC quotes
Long-term NIC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $416.85MM | $519.42MM | $552.61MM |
| Operating Expenses | $330.22MM | $364.29MM | $365.65MM |
| Operating Income | $86.63MM | $155.13MM | $186.96MM |
| Interest Expense | $141.35MM | $170.30MM | $164.48MM |
| Income(Loss) | $86.63MM | $155.13MM | $186.96MM |
| Taxes | $25.12MM | $31.07MM | $36.27MM |
| Profit(Loss)* | $61.52MM | $124.06MM | $150.69MM |
| Stockholders Equity | $1,039.01MM | $1,172.90MM | $1,257.66MM |
| Assets | $8,468.68MM | $8,796.80MM | $9,185.11MM |
| Operating Cash Flow | $107.97MM | $133.75MM | $153.53MM |
| Capital expenditure | $18.20MM | $16.52MM | $4.09MM |
| Investing Cash Flow | $591.46MM | $-288.44MM | $-230.75MM |
| Financing Cash Flow | $-362.73MM | $199.30MM | $201.40MM |
| Earnings Per Share** | $4.17 | $8.24 | $10.06 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.