Nicolet Bankshares, Inc.
General ticker "NIC" information:
- Sector: Financials
- Industry: Banks - Regional
- Capitalization: $2.0B (TTM average)
Nicolet Bankshares, Inc. follows the US Stock Market performance with the rate: 42.2%.
Estimated limits based on current volatility of 1.3%: low 168.60$, high 173.09$
Factors to consider:
- Company pays dividends (quarterly): last record date 2026-06-01, amount 0.36$ (Y0.84%)
- Total employees count: 986 (+0.8%) as of 2025
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Market competition, Acquisition/divestiture risks, Organic growth, Cybersecurity threats, Liquidity and credit risks
- Current price 25.4% above estimated high
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2025-12-31 to 2027-12-31
- 2025-12-31 to 2026-12-31 estimated range: [100.84$, 136.32$]
- 2026-12-31 to 2027-12-31 estimated range: [95.83$, 131.46$]
Financial Metrics affecting the NIC estimates:
- Negative: with PPE of 12.6 at the end of fiscal year the price was high
- Positive: Operating profit margin, % of 32.65 > 18.65
- Positive: 6.73 < Operating cash flow per share per price, % of 8.27
- Positive: Inventory ratio change, % of 0 <= 0
- Positive: -3.09 < Return on assets ratio (scaled to [-100,100]) of 1.61
- Negative: Shareholder equity ratio, % of 13.69 <= 19.10
- Positive: Industry operating profit margin (median), % of 23.99 > 9.99
- Negative: Investing cash flow per share per price, % of -12.43 <= -4.44
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
- Positive: Industry operating cash flow per share per price (median), % of 10.78 > 10.39
Short-term NIC quotes
Long-term NIC plot with estimates
Financial data
| YTD | 2023-12-31 | 2024-12-31 | 2025-12-31 |
|---|---|---|---|
| Operating Revenue | $279.43MM | $351.53MM | $394.96MM |
| Operating Expenses | $239.38MM | $247.09MM | $266.01MM |
| Operating Income | $40.04MM | $104.44MM | $128.94MM |
| Non-Operating Income | $46.59MM | $50.69MM | $58.01MM |
| Interest Expense | $141.35MM | $170.30MM | $164.48MM |
| Income(Loss) | $86.63MM | $155.13MM | $186.96MM |
| Taxes | $25.12MM | $31.07MM | $36.27MM |
| Net Income(Loss)* | $61.52MM | $124.06MM | $150.69MM |
| Stockholders Equity | $1,039.01MM | $1,172.90MM | $1,257.66MM |
| Assets | $8,468.68MM | $8,796.80MM | $9,185.11MM |
| Operating Cash Flow | $107.97MM | $133.75MM | $153.53MM |
| Capital expenditure | $18.20MM | $16.52MM | $4.09MM |
| Investing Cash Flow | $591.46MM | $-288.44MM | $-230.75MM |
| Financing Cash Flow | $-362.73MM | $199.30MM | $201.40MM |
| Earnings Per Share** | $4.17 | $8.24 | $10.06 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.