Yiren Digital Ltd. (ADR)

General ticker "YRD" information:

  • Sector: Financials
  • Industry: Consumer Finance
  • Capitalization: $258.6M (TTM average)

Yiren Digital Ltd. (ADR) follows the US Stock Market performance with the rate: 1.2%.

Estimated limits based on current volatility of 2.3%: low 4.41$, high 4.62$

Factors to consider:

  • Company pays dividends (semi-annually): last record date 2025-09-30, amount 0.22$ (Y9.69%)
  • Total employees count: 911 as of 2016
  • Price in estimated range
  • Earnings for 6 months up through Q2 are close to our estimates

Stock Forecast*

* forecast is subjective and experimental, should not be used for any investment decisions

Long term estimates were made for the period from 2024-12-31 to 2026-12-31

  • 2024-12-31 to 2025-12-31 estimated range: [3.87$, 6.40$]
  • 2025-12-31 to 2026-12-31 estimated range: [4.09$, 6.74$]

Financial Metrics affecting the YRD estimates:

  • Positive: with PPE of 1.9 at the end of fiscal year the price was very low
  • Positive: Operating profit margin, % of 28.37 > 18.64
  • Positive: Operating cash flow per share per price, % of 94.93 > 13.24
  • Positive: Industry operating cash flow per share per price (median), % of 12.45 > 10.33
  • Positive: Return on assets ratio (scaled to [-100,100]) of 10.87 > 6.04
  • Positive: 0 < Industry earnings per price (median), % of 3.52
  • Positive: Interest expense per share per price, % of 0 <= 0.01
  • Negative: Investing cash flow per share per price, % of -207.52 <= -14.38

Similar symbols

Short-term YRD quotes

Long-term YRD plot with estimates

Financial data

YTD 2023-12-31 2024-12-31
Operating Revenue CNY4,895.63MM CNY5,805.90MM
Operating Expenses CNY2,300.85MM CNY4,158.84MM
Operating Income CNY2,594.78MM CNY1,647.06MM
Non-Operating Income CNY50.58MM CNY214.86MM
R&D Expense CNY148.75MM CNY411.88MM
Income(Loss) CNY2,645.36MM CNY1,861.92MM
Taxes CNY565.16MM CNY279.18MM
Profit(Loss)* CNY2,080.20MM CNY1,582.30MM
Stockholders Equity CNY8,085.55MM CNY9,542.43MM
Assets CNY10,276.92MM CNY12,982.70MM
Operating Cash Flow CNY2,171.01MM CNY1,424.08MM
Capital expenditure CNY4.44MM CNY9.19MM
Investing Cash Flow CNY100.05MM CNY-3,113.11MM
Financing Cash Flow CNY-569.28MM CNY-277.23MM
Earnings Per Share** CNY47.08 CNY36.53
Ordinary share to ADR 1.00x 1.00x

* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.