Jiayin Group Inc. (ADR)
General ticker "JFIN" information:
- Sector: Financials
- Industry: Consumer Finance
- Capitalization: $597.9M (TTM average)
Jiayin Group Inc. (ADR) follows the US Stock Market performance with the rate: 10.0%.
Estimated limits based on current volatility of 3.3%: low 6.63$, high 7.09$
Factors to consider:
- Company pays dividends (semi-annually): last record date 2025-07-14, amount 0.79$ (Y22.04%)
- Total employees count: 970 as of 2019
- Earnings for 6 months up through Q2 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [5.72$, 9.43$]
- 2025-12-31 to 2026-12-31 estimated range: [6.36$, 10.41$]
Financial Metrics affecting the JFIN estimates:
- Positive: with PPE of 2.3 at the end of fiscal year the price was very low
- Positive: Operating profit margin, % of 21.51 > 18.64
- Positive: Operating cash flow per share per price, % of 57.72 > 13.24
- Negative: Industry operating cash flow per share per price (median), % of 0.77 <= 5.52
- Positive: Interest expense per share per price, % of 0 <= 0.01
Short-term JFIN quotes
Long-term JFIN plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | CNY3,271.41MM | CNY5,466.87MM | CNY5,801.03MM |
| Operating Expenses | CNY2,089.39MM | CNY4,134.40MM | CNY4,553.02MM |
| Operating Income | CNY1,182.02MM | CNY1,332.47MM | CNY1,248.02MM |
| Non-Operating Income | CNY153.61MM | CNY212.72MM | CNY47.35MM |
| R&D Expense | CNY216.69MM | CNY296.32MM | CNY372.44MM |
| Income(Loss) | CNY1,335.63MM | CNY1,545.19MM | CNY1,295.37MM |
| Taxes | CNY155.40MM | CNY247.62MM | CNY238.90MM |
| Profit(Loss)* | CNY1,179.66MM | CNY1,297.62MM | CNY1,056.48MM |
| Stockholders Equity | CNY1,243.08MM | CNY2,382.14MM | CNY3,129.27MM |
| Inventory | CNY2.02MM | CNY0.00MM | CNY0.00MM |
| Assets | CNY3,020.87MM | CNY5,644.77MM | CNY5,409.89MM |
| Operating Cash Flow | CNY915.37MM | CNY389.59MM | CNY1,425.49MM |
| Capital expenditure | CNY119.69MM | CNY31.54MM | CNY739.13MM |
| Investing Cash Flow | CNY-157.25MM | CNY-105.85MM | CNY-783.52MM |
| Financing Cash Flow | CNY-86.10MM | CNY-193.48MM | CNY-332.69MM |
| Earnings Per Share** | CNY21.92 | CNY24.24 | CNY19.88 |
| Ordinary share to ADR | 0.25x | 0.25x | 0.25x |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.