United Fire Group, Inc.
General ticker "UFCS" information:
- Sector: Financials
- Industry: Insurance
- Capitalization: $730.1M (TTM average)
United Fire Group, Inc. follows the US Stock Market performance with the rate: 50.5%.
Estimated limits based on current volatility of 1.5%: low 35.88$, high 36.86$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-08-29, amount 0.16$ (Y1.78%)
- Total employees count: 877 (+2.9%) as of 2024
- Top business risk factors: Climate change and natural disasters, Cybersecurity threats, Economic downturns and volatility, Regulatory and compliance, Market competition
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [26.24$, 39.42$]
- 2025-12-31 to 2026-12-31 estimated range: [26.94$, 40.62$]
Financial Metrics affecting the UFCS estimates:
- Positive: with PPE of 11.3 at the end of fiscal year the price was neutral
- Positive: -3.60 < Operating profit margin, % of 6.15
- Positive: Operating cash flow per share per price, % of 46.51 > 13.24
- Positive: Industry operating cash flow per share per price (median), % of 18.39 > 10.33
- Positive: -2.95 < Return on assets ratio (scaled to [-100,100]) of 1.75
- Negative: 0.79 < Interest expense per share per price, % of 1.00
- Positive: 18.93 < Shareholder equity ratio, % of 22.40 <= 41.86
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: Industry operating profit margin (median), % of 13.31 > 9.92
- Positive: 0 < Industry earnings per price (median), % of 1.26
Short-term UFCS quotes
Long-term UFCS plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $988.22MM | $1,098.33MM | $1,251.86MM |
| Operating Expenses | $976.14MM | $1,138.05MM | $1,174.83MM |
| Operating Income | $12.08MM | $-39.72MM | $77.03MM |
| Interest Expense | $3.19MM | $3.26MM | $7.28MM |
| Income(Loss) | $12.08MM | $-39.72MM | $77.03MM |
| Taxes | $-2.95MM | $-10.02MM | $15.08MM |
| Profit(Loss)* | $15.03MM | $-29.70MM | $61.96MM |
| Stockholders Equity | $740.11MM | $733.75MM | $781.53MM |
| Assets | $2,882.29MM | $3,144.19MM | $3,488.47MM |
| Operating Cash Flow | $-1.25MM | $171.74MM | $340.30MM |
| Capital expenditure | $2.14MM | $10.89MM | $11.87MM |
| Investing Cash Flow | $-19.17MM | $-149.89MM | $-292.49MM |
| Financing Cash Flow | $-15.03MM | $-16.45MM | $51.09MM |
| Earnings Per Share** | $0.59 | $-1.18 | $2.45 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.