Mercury General Corporation
General ticker "MCY" information:
- Sector: Financials
- Industry: Insurance - Property & Casualty
- Capitalization: $3.7B (TTM average)
Mercury General Corporation follows the US Stock Market performance with the rate: 63.4%.
Estimated limits based on current volatility of 1.7%: low 84.11$, high 87.00$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-12-10, amount 0.32$ (Y1.46%)
- Total employees count: 4200 (+2.4%) as of 2024
- Top business risk factors: Catastrophic events, Cybersecurity threats, Economic downturns and volatility, Regulatory and compliance, Valuation inaccuracies
- Current price 11.1% above estimated high
- Earnings for 9 months up through Q3 are close to our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [55.31$, 79.17$]
- 2025-12-31 to 2026-12-31 estimated range: [54.45$, 78.81$]
Financial Metrics affecting the MCY estimates:
- Negative: with PPE of 9.4 at the end of fiscal year the price was high
- Positive: Operating cash flow per share per price, % of 27.67 > 12.99
- Positive: 7.61 < Operating profit margin, % of 10.50
- Positive: Industry operating cash flow per share per price (median), % of 18.28 > 10.21
- Positive: 1.84 < Return on assets ratio (scaled to [-100,100]) of 5.33
- Positive: Industry inventory ratio change (median), % of 0 <= 0
- Positive: 19.41 < Shareholder equity ratio, % of 23.42 <= 42.77
- Negative: Investing cash flow per share per price, % of -21.25 <= -14.20
- Positive: Industry operating profit margin (median), % of 13.31 > 9.53
Short-term MCY quotes
Long-term MCY plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $3,643.07MM | $4,629.63MM | $5,475.63MM |
| Operating Expenses | $4,313.78MM | $4,530.20MM | $4,900.75MM |
| Operating Income | $-670.72MM | $99.43MM | $574.88MM |
| Interest Expense | $17.23MM | $24.17MM | $30.82MM |
| Income(Loss) | $-670.72MM | $99.43MM | $574.88MM |
| Taxes | $-158.04MM | $3.09MM | $106.93MM |
| Profit(Loss)* | $-512.67MM | $96.34MM | $467.95MM |
| Stockholders Equity | $1,522.13MM | $1,548.14MM | $1,946.52MM |
| Inventory | $1,339.43MM | $0.00MM | $0.00MM |
| Assets | $6,514.19MM | $7,103.40MM | $8,310.63MM |
| Operating Cash Flow | $352.59MM | $453.00MM | $1,037.12MM |
| Capital expenditure | $35.51MM | $36.81MM | $46.14MM |
| Investing Cash Flow | $-316.38MM | $-295.45MM | $-796.66MM |
| Financing Cash Flow | $-81.99MM | $103.58MM | $-71.11MM |
| Earnings Per Share** | $-9.26 | $1.74 | $8.45 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.