Horace Mann Educators Corporation
General ticker "HMN" information:
- Sector: Financials
- Industry: Insurance
- Capitalization: $1.7B (TTM average)
Horace Mann Educators Corporation follows the US Stock Market performance with the rate: 51.2%.
Estimated limits based on current volatility of 0.9%: low 44.51$, high 45.34$
Factors to consider:
- Company pays dividends (quarterly): last record date 2025-09-16, amount 0.35$ (Y3.14%)
- Total employees count: 1750 (+2.9%) as of 2024
- Company does not operate outside US (retrieved using AI)
- Top business risk factors: Economic downturns and volatility, Strategic risks and growth management, Operational and conduct risks, Regulatory and compliance, AI risks
- Price in estimated range
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2024-12-31 to 2026-12-31
- 2024-12-31 to 2025-12-31 estimated range: [37.47$, 49.82$]
- 2025-12-31 to 2026-12-31 estimated range: [38.90$, 52.24$]
Financial Metrics affecting the HMN estimates:
- Negative: with PPE of 12.4 at the end of fiscal year the price was very high
- Positive: 7.86 < Operating profit margin, % of 8.29
- Positive: Operating cash flow per share per price, % of 27.78 > 13.24
- Positive: Industry operating cash flow per share per price (median), % of 18.39 > 10.33
- Negative: Shareholder equity ratio, % of 8.89 <= 18.93
- Positive: Industry operating profit margin (median), % of 13.31 > 9.92
- Negative: -0.15 < Industry inventory ratio change (median), % of 0
- Positive: -14.38 < Investing cash flow per share per price, % of -8.34
- Positive: Interest expense per share per price, % of 2.13 <= 3.41
Short-term HMN quotes
Long-term HMN plot with estimates
Financial data
| YTD | 2022-12-31 | 2023-12-31 | 2024-12-31 |
|---|---|---|---|
| Operating Revenue | $1,341.10MM | $1,432.80MM | $1,550.40MM |
| Operating Expenses | $1,324.60MM | $1,379.50MM | $1,421.80MM |
| Operating Income | $16.50MM | $53.30MM | $128.60MM |
| Interest Expense | $19.40MM | $29.70MM | $34.60MM |
| Income(Loss) | $16.50MM | $53.30MM | $128.60MM |
| Taxes | $-3.30MM | $8.30MM | $25.80MM |
| Profit(Loss)* | $19.80MM | $45.00MM | $102.80MM |
| Stockholders Equity | $1,098.30MM | $1,175.30MM | $1,287.50MM |
| Assets | $13,306.10MM | $14,049.90MM | $14,487.80MM |
| Operating Cash Flow | $171.50MM | $302.10MM | $452.10MM |
| Investing Cash Flow | $-214.60MM | $-107.40MM | $-135.80MM |
| Financing Cash Flow | $-47.80MM | $-207.80MM | $-307.90MM |
| Earnings Per Share** | $0.48 | $1.09 | $2.49 |
* Profit(Loss) attributable to entity.
** EPS are Split Adjusted, recent splits may be reflected with a delay.