Horace Mann Educators Corporation
General ticker "HMN" information:
- Sector: Financials
- Industry: Insurance
- Capitalization: $1.7B
Horace Mann Educators Corporation follows the US Stock Market performance with the rate: 38.1%.
Estimated limits based on current volatility of 1.0%: low 39.01$, high 39.81$
Factors to consider:
- Company pays dividends: last record date 2024-12-16, amount 0.34$ (Y3.43%)
- Company does not operate outside North America (retrieved using AI)
- Earnings for 9 months up through Q3 exceed our estimates
Stock Forecast*
* forecast is subjective and experimental, should not be used for any investment decisions
Long term estimates were made for the period from 2023-12-31 to 2025-12-30
- 2023-12-31 to 2024-12-30 estimated range: [26.11$, 39.57$]
- 2024-12-30 to 2025-12-30 estimated range: [31.08$, 45.19$]
Financial Metrics affecting the HMN estimates:
- Negative: Operating profit margin, % of 0 <= 1.03
- Positive: 0.93 < Non-GAAP EPS, $ of 1.54
- Positive: Operating cash flow per share per price, % of 22.09 > 12.76
- Positive: -3.48 < Investing cash flow per share, $ of -2.60
- Positive: Interest expense per share, $ of 0.72 <= 0.74
- Positive: 2.14 < Industry operating profit margin (median), % of 5.56
- Positive: -0.25 < Return on assets ratio (scaled to [-100,100]) of 0.32
- Positive: Industry operating cash flow per share per price (median), % of 11.06 > 10.07
Short-term HMN quotes
Long-term HMN plot with estimates
Financial data
| YTD | 2021-12-31 | 2022-12-31 | 2023-12-31 |
|---|---|---|---|
| Operating Revenue | $1,330.10MM | $1,381.60MM | $1,491.90MM |
| Operating Expenses | $1,184.20MM | $1,363.30MM | $1,491.90MM |
| Operating Income | $145.90MM | $18.30MM | $0.00MM |
| Non-Operating Income | $64.20MM | $-1.80MM | $53.30MM |
| Interest Expense | $13.90MM | $19.40MM | $29.70MM |
| Income(Loss) | $210.10MM | $16.50MM | $53.30MM |
| Taxes | $39.70MM | $-3.30MM | $8.30MM |
| Profit(Loss) | $170.40MM | $19.80MM | $45.00MM |
| Stockholders Equity | $1,807.40MM | $1,098.30MM | $1,175.30MM |
| Inventory | $547.20MM | $795.10MM | $0.00MM |
| Assets | $14,383.90MM | $13,306.10MM | $14,049.90MM |
| Operating Cash Flow | $204.90MM | $171.50MM | $302.10MM |
| Capital expenditure | $2.30MM | $35.70MM | $0.00MM |
| Investing Cash Flow | $-302.00MM | $-214.60MM | $-107.40MM |
| Financing Cash Flow | $208.50MM | $-47.80MM | $-207.80MM |
| Earnings Per Share* | $3.45 | $0.47 | $1.09 |
* EPS are Split Adjusted, recent splits may be reflected with a delay.